Allegany County property record for 920 Harding Ave, Cumberland, MD 21502
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,234 sqft · built 1976 |
| Lot Size | 0.343 acres (14,956 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,336 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 35-003304 |
| Primary APN | 35-003304 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,234 sqft Total Area |
| Basement Area | 500 sqft |
| Finished Basement | 500 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 14,956 sqft (0.343 acres) |
| Lot Dimensions | 120 ft deep x 125 ft wide |
| Garage Type | Basement |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 30 sqft |
| Patio Area | 120 sqft |
| Shed | 1 Shed |
| Shed Area | 336 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 003304 |
|---|---|
| Street Address | 920 HARDING AVE |
| City | CUMBERLAND |
| State | MD |
| Zip | 21502-1313 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 920 HARDING AVE LT 151 THRU 155 125X120 GOETHE 119 |
| Legal Subdivision | GOETHE ST ADD CUMBERLAND |
| Legal Lot Number | 151-155 |
| Jurisdiction | ALLEGANY MD |
| Township / Civil Division | 22, CUMBERLAND |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 2300 |
Source: Allegany County assessment roll, as of July 31, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 920 HARDING AVE, CUMBERLAND, MD 21502-1313 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Allegany County assessment roll, as of July 31, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Allegany County |
| Municipality | Cumberland City |
| Unified School District | Allegany County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $157,200 (+28.01%) Land $14,200 Building $143,000 | $157,200 (+28.01%) Land $14,200 Building $143,000 | |
| 2025 | $1,336.00 (+16.99%) | ||
| 2023 | $1,142.00 | $122,800 Land $14,200 Building $108,600 | $122,800 Land $14,200 Building $108,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 12, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CUMBERLAND serves 27,039 people · EPA ID MD0010008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cogeco Cable Holdings II Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
| Skypacket Networks Fixed Wireless | 100 / 20 |
May also be available: Crowsnest Broadband, Verizon.
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