Ottawa County property record for 920 Harborview Dr, Middle Bass, OH 43446
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,650 sqft · built 1979 |
| Lot Size | 0.203 acres (8,843 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $245,000 (Aug 2016) |
| Tax Bill | $3,083 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Jan 2026 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 038328-6 |
| Primary APN | 038328-6 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,650 sqft Living Area |
| Gross Area | 3,224 sqft |
| 1st Floor Area | 1,650 sqft |
| Basement Area | 1,574 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Wood |
| Lot Area | 8,843 sqft (0.203 acres) |
| Lot Dimensions | 159 ft deep x 72 ft wide |
| Porch | Slab |
| Deck Area | 224 sqft |
| Patio Area | 420 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 038328-6 |
|---|---|
| Street Address | 920 HARBORVIEW DR |
| City | MIDDLE BASS |
| State | OH |
| Zip | 43446 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 399 BURGUNDY BAY 5 |
| Legal Subdivision | BURGUNDY BAY SUBDIVISION #5 |
| Legal Lot Number | 399 |
| Jurisdiction | OTTAWA OH |
| Township / Civil Division | PUT-IN-BAY |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 50100 |
920 Harborview Dr is owned and occupied by two individuals who bought it in August 2016.
Source: Ottawa County records, as of October 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 920 HARBORVIEW DR, MIDDLE BASS, OH 43446 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 30, 2026 | Deed of Trust, Mortgage · Line of Credit ARMED FORCES BANK |
| Jan 2, 2026 | Deed of Trust, Mortgage · Line of Credit NORTHWEST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 1, 2016 · Amount on File |
| Deed Sale | Aug 1, 2016 · Amount on File |
| Deed Document Number | 2016260017 |
| Deed Book / Page | 1596 / 764 |
| Prior Transfer Date | Feb 5, 2010 |
| Prior Transfer Doc | 0000200625 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA OH |
| Recording Date | Sep 30, 2026 |
| Property Address | 920 HARBORVIEW DR, MIDDLE BASS, OH 43446 |
| Document Number | 0000006285 |
| Book / Page | 2101 / 840 |
| Instrument Date | Sep 23, 2026 |
| Instrument | 20266285 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Remainderman, 286 |
| Document Number | 0000006285, |
|---|---|
| Date | Sep 30, 2026 |
| Book Page | 2101/840 |
| Instrument | 20266285 |
| Name | ARMED FORCES BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Sep 23, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.49% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA OH |
| Property Address | 920 HARBORVIEW DR, MIDDLE BASS, OH 43446 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000000005 |
|---|---|
| Date | Jan 2, 2026 |
| Book Page | 2065/288 |
| Instrument | 202600000005 |
| Name | NORTHWEST BANK |
|---|---|
| Type | Bank |
| Address | WARREN, PA 16365 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Dec 22, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 920 Harborview Dr was $3,083, up 2.9% from the year before.
Source: Ottawa County assessment roll, as of April 20, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Ottawa County |
| County Subdivision | Put-in-Bay Township |
| Unified School District | Middle Bass Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,083.00 (+2.9%) | $148,765 (+3.02%) Land $51,748 Building $97,017 | |
| 2024 | $2,996.00 (+3.38%) | $144,411 (+25.72%) Land $51,748 Building $92,663 | $425,040 Land $147,850 Building $277,190 |
| 2023 | $2,898.00 (+6.78%) | $114,864 (+%) Land $32,386 Building $82,478 | |
| 2022 | $2,714.00 | $114,863 Land $32,385 Building $82,478 | |
| 2021 | $328,180 Land $92,530 Building $235,650 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 920 Harborview Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 577.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 45 individual policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 83 units insured incl. 38 condo units |
| Nearby Flood Claims | 72 (1978–2021) |
| Claims Outside the SFHA | 7 of 72 |
| Most Recent Claim | May 2021 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 920 Harborview Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Amplex Wireless Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
4G LTE (outdoors only), no 5G reported
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