920 Geswein Ct, Chattanooga, TN 37412 Property Records

Hamilton County property record for 920 Geswein Ct, Chattanooga, TN 37412

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,568 sqft · built 2017
Lot Size	0.111 acres (4,855 sqft)
Owner	Individual Name on File
Last Sale	$365,000 (Apr 2022)
Tax Bill	$1,273 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`169C A 001.13`

Property Details

APN / Parcel Number

Primary APN	`169C A 001.13`
Alternative APN	`0000165582`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,568 sqft Living Area

Exterior

Year Built	Built 2017
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	4,855 sqft (0.111 acres)
Lot Dimensions	119 ft deep x 40.8 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000165582
Street Address	920 GESWEIN CT
City	CHATTANOOGA
State	TN
Zip	37412-1749
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 7R PERRY VILLAGE SUB PB94 PG48 REV 95-182 OUT OF 169C-A-001 FOR 2011
Legal Subdivision	PERRY VILLAGE
Legal Tract	A
Legal Lot Number	7R
Jurisdiction	HAMILTON TN
Township / Civil Division	8
Census Block Group	2
Census Block	2013
Census Tract	11600

Owner

920 Geswein Ct is owned by an individual who bought it in April 2022.

Source: Hamilton County records, as of December 31, 2025

Owner of Record	Individual Name on File
Co-owner	2 Co-owners on File
Mailing Address	1043 WILLOW TRL # 1043, 1043, GOODLETTSVILLE, TN 37072-7038
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Apr 29, 2022	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Mar 15, 2017	Warranty Deed, Foreclosure · Line of Credit PRIME LNDG

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Apr 29, 2022 · Amount on File
Deed Sale	Apr 29, 2022 · Amount on File
Prior Sale	Mar 15, 2017 · Amount on File
Deed Document Number	2022042900213
Deed Book / Page	12940 / 376
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	920 GESWEIN CT, CHATTANOOGA, TN 37412-1749
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000023
Date	Apr 15, 2021
Book Page	12445/302
Instrument	2021041500023

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	315 Months
Due	Jul 1, 2047

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Apr 29, 2022
Property Address	920 GESWEIN CT, CHATTANOOGA, TN 37412-1749
Document Number	0000000213
Book / Page	12940 / 376
Map Reference	MB 95 PG 182
Instrument Date	Apr 25, 2022
Instrument	2022042900213
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	RINEY TITLE AND ESCROW LLC, KEY TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,350.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1043 WILLOW TRL, GOODLETTSVILLE, TN 37072-7038

Mortgage

Document Number	0129400379
Date	Apr 29, 2022
Instrument	12940-0379

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

March 2017: Warranty Deed, Foreclosure

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Mar 15, 2017
Property Address	920 GESWEIN CT, CHATTANOOGA, TN 37412-1749
Document Number	0000000210
Book / Page	010999 / 000723
Instrument Date	Mar 15, 2017
Instrument	210
Transaction Type	Foreclosure
Record Updated	Jan 3, 2018
Title Company	FIRST TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$629.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	920 GESWEIN CT CHATTANOOGA TN 37412, CHATTANOOGA, TN 37412

Mortgage

Document Number	211
Date	Mar 15, 2017
Book Page	010999/000726
Instrument	211

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 14, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 920 Geswein Ct was $1,273, down 8.3% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	East Ridge City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,273.00 (-8.29%)	$84,025 (+35.36%)	$336,100 (+35.36%) Land $70,000 Building $266,100
2024	$1,388.00 (-36.13%)	$62,075 (-)	$248,300 (-) Land $40,000 Building $208,300
2023	$2,173.00	$62,075 (-)	$248,300 (-) Land $40,000 Building $208,300
2022	$2,173.00	$62,075	$248,300 Land $40,000 Building $208,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 920 Geswein Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 77 policies
Nearby Flood Policies	77 in force
Nearby Flood Claims	293 (1980–2025)
Claims Outside the SFHA	40 of 293
Most Recent Claim	Aug 2025 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2003 · 63 claims Extensive Rainfall And Flash Flooding, Mar 1994 · 47 claims Severe Storms & Flooding, Feb 1990 · 42 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 920 Geswein Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile.

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