Calvert County property record for 920 Fowler Rd, Owings, MD 20736
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,430 sqft · built 2021 |
| Lot Size | 5.58 acres (243,065 sqft) |
| Owner | Individual Name on File |
| Last Sale | $205,000 (Apr 2019) |
| Tax Bill | $8,356 (2025) |
| Deeds & Mortgages | Jul 2022 Transfer Oct 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-091678 |
| Primary APN | 03-091678 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,430 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 243,065 sqft (5.58 acres) |
| Garage Type | Mixed |
| Garage Area | 728 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 091678 |
|---|---|
| Street Address | 920 FOWLER RD |
| City | OWINGS |
| State | MD |
| Zip | 20736-3165 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | LT 8R SEC 1 GRANTHAM HALL |
| Legal Subdivision | SECTION ONE GRANTHAM HALL |
| Legal Lot Number | 8R |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 3, SUNDERLAND |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 860200 |
920 Fowler Rd is owned and occupied by an individual who acquired it in June 2022.
Source: Calvert County records, as of December 2, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 920 FOWLER RD, OWINGS, MD 20736-3165 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 22, 2022 | Intrafamily Transfer, Transfer |
| Oct 19, 2020 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Nov 21, 2019 | Deed of Trust, Mortgage FARM CREDIT SVCS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 3, 2019 · Amount on File |
| Deed Sale | Apr 3, 2019 · Amount on File |
| Prior Sale | Sep 24, 1987 · Amount on File |
| Deed Book / Page | 5339 / 182 |
| Last Transfer Date | Jun 8, 2022 |
| Transfer Doc | 0063170454 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Jul 22, 2022 |
| Property Address | 920 FOWLER RD, OWINGS, MD 20736-3165 |
| Document Number | 0063170454 |
| Book / Page | 6317 / 454 |
| Map Reference | MB 252 PL 537 |
| Instrument Date | Jun 8, 2022 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 920 FOWLER RD, 920, OWINGS, MD 20736-3165 |
| Name | Verified Name |
|---|---|
| Address | 920 FOWLER RD, OWINGS, MD 20736-3165 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 920 FOWLER RD, OWINGS, MD 20736-3165 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2021 |
| Name | Verified Name |
|---|---|
| Address | 920 FOWLER RD, OWINGS, MD 20736-3165 |
| Document Number | 0057340008 |
|---|---|
| Date | Oct 19, 2020 |
| Book Page | 5734/8 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 920 FOWLER RD, OWINGS, MD 20736-3165 |
| Document Number | 0054810230 |
| Instrument Date | Nov 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 920 FOWLER RD OWINGS MD 20736, OWINGS, MD 20736 |
| Document Number | 0054810230 |
|---|---|
| Date | Nov 25, 2019 |
| Book Page | 005481/000230 |
| Name | FARM CREDIT SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | MECHANICSVILLE, VA 23111 |
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 920 Fowler Rd was $8,356 with a homeowner's exemption.
Source: Calvert County assessment roll, as of July 29, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,356.00 Homeowner's exemption | $753,800 Land $195,100 Building $558,700 | $753,800 Land $195,100 Building $558,700 |
| 2023 | $7,031.00 Homeowner's exemption | $676,733 | $753,800 Land $195,100 Building $558,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 920 Fowler Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2002.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (2002–2003) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jan 2003 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 920 Fowler Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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