Emmet County property record for 920 Evergreen Ct, Petoskey, MI 49770
| Property Type | Condominium |
|---|---|
| Lot Size | 0.832 acres (36,250 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $340,000 (Mar 2004) |
| Tax Bill | $3,471 (2024) |
| Deeds & Mortgages | Oct 2025 Mortgage Oct 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-19-04-370-103 |
| Primary APN | 01-19-04-370-103 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 2,294 sqft Living Area |
| 1st Floor Area | 1,313 sqft |
| Basement Area | 1,313 sqft |
| Unfinished Basement | 1,313 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Condo/Apartment |
| Lot Area | 36,250 sqft |
| Garage Area | 504 sqft |
| Street Address | 920 EVERGREEN CT |
|---|---|
| City | PETOSKEY |
| State | MI |
| Zip | 49770-8208 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | EC R-1 |
| Legal Description | EVERGREEN CREST CONDO, UNIT 3. PLAN #139. SECTION 4, T34N, R5W |
| Legal Range | 05W |
| Legal Township | 34N |
| Legal Section | 04 |
| Legal Unit | 3 |
| Jurisdiction | EMMET MI |
| Township / Civil Division | BEAR CREEK |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 970700 |
Source: Emmet County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 920 EVERGREEN CT, PETOSKEY, MI 49770-8208 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 15, 2025 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS NATIONAL BANK OF CHEBOYGAN |
| Oct 15, 2025 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS NATIONAL BANK OF CHEBOYGAN |
| Sep 13, 2017 | Deed of Trust, Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 12, 2004 · Amount on Record |
| Deed Sale | Mar 12, 2004 · Amount on Record |
| Prior Sale | Feb 13, 2000 · Amount on Record |
| Deed Book / Page | 1048 / 496 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 920 EVERGREEN CT, PETOSKEY, MI 49770-8208 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2025 |
| Name | Verified Name |
|---|---|
| Address | 920 EVERGREEN CT, PETOSKEY, MI 49770-8208 |
| Investor | Possibly a Property Investor |
| Document Number | 0000001270/0000000613 |
|---|---|
| Date | Oct 15, 2025 |
| Book Page | 0000001270/0000000613 |
| Instrument | 5223645 |
| Name | CITIZENS NATIONAL BANK OF CHEBOYGAN |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 920 EVERGREEN CT, PETOSKEY, MI 49770-8208 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2025 |
| Name | Verified Name |
|---|---|
| Address | 920 EVERGREEN CT, PETOSKEY, MI 49770-8208 |
| Investor | Possibly a Property Investor |
| Document Number | 0000001270/0000000613 |
|---|---|
| Date | Oct 15, 2025 |
| Book Page | 0000001270/0000000613 |
| Instrument | 5223645 |
| Name | CITIZENS NATIONAL BANK OF CHEBOYGAN |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 920 EVERGREEN CT, PETOSKEY, MI 49770-8208 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1197/0724 |
|---|---|
| Date | Sep 13, 2017 |
| Book Page | 1197/0724 |
| Instrument | 5150599 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Amount | Amount Recorded |
|---|---|
| Term | 174 Months |
| Due | Mar 1, 2032 |
Source: Emmet County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| County Subdivision | Bear Creek Township |
| Unified School District | Public Schools of Petoskey (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $318,000 (+37.54%) Land $318,000 | $636,000 (+37.54%) Land $636,000 | |
| 2024 | $3,471.00 | ||
| 2023 | $231,200 Land $231,200 | $462,400 Land $462,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BAY VIEW ASSOCIATION private · serves 831 people · EPA ID MI0000490 |
|---|---|
| Water Source | Purchased groundwater from CITY OF PETOSKEY |
| Last State Inspection | Nov 2025 |
| Lead | 5 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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