920 Elm Ct, Norfolk, VA 23502 Property Records

Norfolk City property record for 920 Elm Ct, Norfolk, VA 23502

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,808 sqft · built 1998
Lot Size	0.205 acres (8,912 sqft)
Owner	Trust Name on File
Tax Bill	$4,312 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Mar 2019 Transfer
APN	`80364014`

Property Details

APN / Parcel Number

Primary APN	`80364014`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,808 sqft Living Area
Attic	Attic
Attic Area	1,660 sqft
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,912 sqft (0.205 acres)
Garage Type	Attached
Garage Area	295 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	112 sqft
Deck Area	Deck Area
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	920 ELM CT
City	NORFOLK
State	VA
Zip	23502-3236
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	2 THE COVE
Legal Subdivision	THE COVE SD
Jurisdiction	NORFOLK CITY VA
Township / Civil Division	NORFOLK
Census Block Group	1
Census Block	1001
Census Tract	6400

Owner

920 Elm Ct is held in a trust since February 2019.

Source: Norfolk City records, as of October 13, 2026

Owner of Record	Trust Name on File
Mailing Address	920 ELM CT, NORFOLK, VA 23502-3236
Owner Type	Company
Vesting	Trust, Irrevocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2026	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Mar 4, 2019	Gift Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 28, 2019
Transfer Doc	0000003618
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORFOLK CITY VA
Recording Date	Apr 9, 2026
Property Address	920 ELM CT, NORFOLK, VA 23502-3236
Document Number	0000006649
Instrument Date	Mar 16, 2026
Instrument	20266649
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	920 ELM ST, NORFOLK, VA 23502-3202

Mortgage

Document Number	0000006649,
Date	Apr 9, 2026
Instrument	20266649

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.09%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2019: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	NORFOLK CITY VA
Recording Date	Mar 4, 2019
Property Address	920 ELM CT, NORFOLK, VA 23502-3236
Document Number	190003618
Instrument Date	Feb 28, 2019
Instrument	190003618
Transaction Type	Transfer
Record Updated	Sep 10, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1900 N 29TH AVE APT 201, 201, HOLLYWOOD, FL 33020-1746

Tax Assessment & Valuation

The 2026 property tax bill for 920 Elm Ct was $4,312, up 11.4% from the year before.

Source: Norfolk City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Norfolk City
Unified School District	Norfolk City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,312.00 (+11.42%)	$345,000 (+9.63%) Land $90,500 Building $254,500	$345,000 (+9.63%) Land $90,500 Building $254,500
2025	$3,870.00	$314,700 Land $78,500 Building $236,200	$314,700 Land $78,500 Building $236,200
2023	$3,721.00	$297,700 Land $78,500 Building $219,200	$297,700 Land $78,500 Building $219,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 920 Elm Ct; there have been 164 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 157 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	157 in force
Nearby Flood Claims	164 (1978–2022)
Claims Outside the SFHA	23 of 164
Most Recent Claim	Jan 2022 · tidal / storm surge
Claims by Event	Hurricane Irene, Aug 2011 · 28 claims Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east, Nov 2009 · 35 claims Hurricane Isabel, Sep 2003 · 34 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 920 Elm Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NORFOLK serves 234,220 people · EPA ID VA3710100
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Cox Communications Cable · Fiber in parts of the area	2,000 / 100

May also be available: Verizon.

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