Kane County property record for 920 Elizabeth St, Elgin, IL 60120
| Property Type | Commercial |
|---|---|
| Details | 6,500 sqft · built 1996 |
| Lot Size | 0.231 acres (10,050 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,635,000 (Jun 2022) |
| Tax Bill | $9,472 (2025) |
| Deeds & Mortgages | Oct 2022 Mortgage Jun 2022 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 06-24-454-009 |
| Primary APN | 06-24-454-009 |
|---|
| Building Area | 6,500 sqft Gross Area |
|---|
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Construction Type | Frame |
| Lot Area | 10,050 sqft (0.231 acres) |
| Street Address | 920 ELIZABETH ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-8418 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | WM REDEKERS 2ND ADDN LOT 4 BLOCK 6 |
| Legal Subdivision | WM REDEKERS 2ND ADDN |
| Legal Block | 6 |
| Legal Lot Number | 4 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 851500 |
920 Elizabeth St, a commercial property, is owned by a company that bought it in June 2022.
Source: Kane County records, as of August 11, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 316 N LINDEN ST, ITASCA, IL 60143-1840 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 28, 2022 | Deed of Trust, Mortgage · SBA Mortgage SOMERCOR 504 INC |
| Jun 9, 2022 | Deed, Transfer · Unknown THE AMERICAN COMMERCIAL BANK & TRUS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 9, 2022 · Amount on File |
| Deed Sale | Jun 9, 2022 · Amount on File |
| Deed Document Number | 202230267 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 920 ELIZABETH ST, ELGIN, IL 60120-8418 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | PREMIER TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000052779 |
|---|---|
| Date | Oct 28, 2022 |
| Instrument | 2022K052779 |
| Name | SOMERCOR 504 INC |
|---|---|
| Type | Non-Lending Institution |
| Address | CHICAGO, IL 60605 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jun 9, 2022 |
| Property Address | 920 ELIZABETH ST, ELGIN, IL 60120-8418 |
| Document Number | 0000030267 |
| Instrument Date | May 26, 2022 |
| Instrument | 2022K030267 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2022 |
| Title Company | CT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,635.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 316 N LINDEN ST, ITASCA, IL 60143-1840 |
| Document Number | 0000030268 |
|---|---|
| Date | Jun 9, 2022 |
| Instrument | 2022K030268 |
| Name | THE AMERICAN COMMERCIAL BANK & TRUS |
|---|---|
| Type | Bank |
| Type | Unknown |
|---|---|
| Amount | Amount on Record |
| Document Number | 0000030269 |
|---|---|
| Date | Jun 9, 2022 |
| Instrument | 2022K030269 |
| Name | THE AMERICAN COMMERCIAL BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 920 Elizabeth St was $9,472, up 3.5% from the year before.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,472.00 (+3.5%) | $124,166 (+8.57%) Land $22,043 Building $102,123 | $372,647 (+8.57%) Land $66,155 Building $306,492 |
| 2024 | $9,152.00 | $114,365 Land $20,303 Building $94,062 | $343,232 Land $60,933 Building $282,299 |
| 2022 | $8,169.00 (+3.96%) | $94,210 (+6.96%) Land $16,725 Building $77,485 | $282,630 (+6.96%) Land $50,175 Building $232,455 |
| 2021 | $7,858.00 | $88,080 Land $15,637 Building $72,443 | $264,240 Land $46,911 Building $217,329 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 920 Elizabeth St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 920 Elizabeth St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: Metronet, T-Mobile.
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