Monroe County property record for 920 Eaton St, Key West, FL 33040
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 3 ba · 1,760 sqft · built 1933 |
| Lot Size | 0.091 acres (3,951 sqft) |
| Owner | Individual Name on File |
| Last Sale | $100,000 (Feb 1985) |
| Tax Bill | $9,989 (2024) |
| Flood Zone | Zone AE (high risk) |
| APN | 00005500-000000 |
| Primary APN | 00005500-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 1,760 sqft Living Area |
| 1st Floor Area | 1,760 sqft |
| Flooring | Wood |
| Interior Walls | Wood |
| Year Built | Built 1933 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Duplex Single |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Metal |
| Lot Area | 3,951 sqft (0.091 acres) |
| Lot Dimensions | 88 ft deep x 44 ft wide |
| Garage Type | Covered |
| Garage Area | 280 sqft |
| Porch | Unfinished Open Porch |
|---|---|
| Porch Area | 440 sqft |
| Deck Area | 140 sqft |
| Patio Area | 907 sqft |
| Cooling System | None |
|---|
| Account Number | 1005681 |
|---|---|
| Street Address | 920 EATON ST |
| City | KEY WEST |
| State | FL |
| Zip | 33040-6923 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | HMDR |
| Legal Description | KW PT LOT 2 SQR 33 OR231-309 OR796-2192 OR848-1286 OR923-982 OR934-141 OR943-1685 OR946-345 OR1318-369 OR1624-2048 OR1625-1608 |
| Legal Range | 25E |
| Legal Township | 68S |
| Legal Section | 06 |
| Legal Subdivision | KEY WEST SQUARE 33 |
| Legal Lot Number | 2 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | KEY WEST |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 972500 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Key West Historic District listed 1971 · 189 contributing resources · NRIS 71000245 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
920 Eaton St, a duplex, is owned and occupied by an individual who acquired it in March 2025.
Source: Monroe County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 920 EATON ST, KEY WEST, FL 33040-6923 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 1, 1985 · Amount on File |
| Deed Sale | Feb 1, 1985 · Amount on File |
| Prior Sale | Oct 1, 1984 · Amount on File |
| Deed Book / Page | 934 / 141 |
| Last Transfer Date | Mar 4, 2025 |
| Transfer Doc | 0033140908 |
| Record Updated | Sep 20, 2026 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Key West City |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,161,355 Land $851,140 Building $310,215 | $1,161,355 Land $851,140 Building $310,215 | |
| 2024 | $9,989.00 (+6.64%) | ||
| 2023 | $9,367.00 (+65.23%) | $1,083,217 (+64.43%) Land $782,298 Building $300,919 | $1,083,217 (+20.69%) Land $782,298 Building $300,919 |
| 2022 | $5,669.00 Homeowner's exemption | $658,775 | $897,519 Land $592,460 Building $305,059 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 920 Eaton St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 202 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 242 units insured incl. 40 condo units |
| Nearby Flood Claims | 400 (1978–2024) |
| Claims Outside the SFHA | 44 of 400 |
| Most Recent Claim | May 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 920 Eaton St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 922 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Hotwire Communications.
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