Kenton County property record for 920 E Mount Zion Rd, Independence, KY 41051
| Property Type | Residential Multi-Family (5+ Units) |
|---|---|
| Details | 3 bd · 1 ba · 1,648 sqft · built 1953 |
| Lot Size | 1.5 acres (65,340 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $82,000 (Jan 2010) |
| Tax Bill | $726 (2025) |
| Deeds & Mortgages | Dec 2021 Line of Credit Jun 2020 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 006-00-00-022.00 |
| Primary APN | 006-00-00-022.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,648 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 65,340 sqft (1.5 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Sewer | Connected |
| Street Address | 920 E MOUNT ZION RD |
|---|---|
| City | INDEPENDENCE |
| State | KY |
| Zip | 41051-9532 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Residential Multi-Family (5+ Units) |
| Legal Description | 1.5 ACS NS E MT ZION RD INCL PT OF EAST 1/2 TRACT 1 DESC IN 350,193 |
| Legal Subdivision | THE GRANTORS PURCHASED |
| Legal Tract | 1 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 63604 |
920 E Mount Zion Rd, a residential property, is owned and occupied by two individuals who bought it in January 2010.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 920 E MOUNT ZION RD, INDEPENDENCE, KY 41051-9532 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 6, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK |
| Jun 24, 2020 | Deed of Trust, Mortgage · Line of Credit FIRST FIN'L BK&TR |
| Mar 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PNC BK |
| Sep 16, 2019 | Deed of Trust, Mortgage · Conventional Mortgage PNC BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 13, 2010 · Amount on File |
| Deed Sale | Jan 13, 2010 · Amount on File |
| Prior Sale | May 29, 2007 · Amount on File |
| Deed Document Number | 201001 13 059 00174 |
| Deed Book / Page | 2629 / 6 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 920 E MOUNT ZION RD, INDEPENDENCE, KY 41051-9532 |
| Transaction Type | Mortgage |
| Record Updated | Jan 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0005900162 |
|---|---|
| Date | Dec 6, 2021 |
| Book Page | 310/937 |
| Instrument | 21120605900162 |
| Name | FIRST FINANCIAL BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 293 Months |
| Due | May 4, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 920 E MOUNT ZION RD, INDEPENDENCE, KY 41051-9532 |
| Document Number | 0000000129 |
| Instrument Date | Jun 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2020 |
| Title Company | BLYTHE TITLE AND ESCROW LLC, BLYTHE TITLE & ESCROW LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 920 E MOUNT ZION RD INDEPENDENCE KY 410519532, INDEPENDENCE, KY 41051-9532 |
| Document Number | 0000000129 |
|---|---|
| Date | Jul 14, 2020 |
| Book Page | 000M68/000943 |
| Instrument | 129 |
| Name | FIRST FIN'L BK&TR |
|---|---|
| Type | Funding / Finance Company |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jul 13, 2045 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 920 E MOUNT ZION RD, INDEPENDENCE, KY 41051-9532 |
| Document Number | 0000000008 |
| Instrument Date | Mar 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 29, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 920 E MOUNT ZION RD INDEPENDENCE KY 410519532, INDEPENDENCE, KY 41051-9532 |
| Document Number | 0000000008 |
|---|---|
| Date | Mar 24, 2020 |
| Book Page | 000M24/000135 |
| Instrument | 8 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | FLORENCE, KY 41042 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 23, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 920 E MOUNT ZION RD, INDEPENDENCE, KY 41051-9532 |
| Document Number | 0000000267 |
| Instrument Date | Sep 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 920 E MOUNT ZION RD INDEPENDENCE KY 410519532, INDEPENDENCE, KY 41051-9532 |
| Document Number | 0000000267 |
|---|---|
| Date | Oct 8, 2019 |
| Book Page | 0I4341/000158 |
| Instrument | 267 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | FLORENCE, KY 41042 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 7, 2034 |
The 2025 property tax bill for 920 E Mount Zion Rd was $726 with a disabled person's exemption.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Independence City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $111,600 (-) Land $25,000 Building $86,600 | $111,600 (-) Land $25,000 Building $86,600 | |
| 2025 | $726.00 Disabled Person's exemption | $111,600 Land $25,000 Building $86,600 | $111,600 Land $25,000 Building $86,600 |
| 2023 | $822.00 Disabled Person's exemption | $111,600 Land $25,000 Building $86,600 | $111,600 Land $25,000 Building $86,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 920 E Mount Zion Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 920 E Mount Zion Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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