Escambia County property record for 920 E Hernandez St, Pensacola, FL 32503
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 2,199 sqft · built 2021 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $8,827 (2024) |
| Deeds & Mortgages | Oct 2021 Line of Credit Sep 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 00-0S-00-9025-012-245 |
| Primary APN | 00-0S-00-9025-012-245 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,199 sqft Living Area |
| 1st Floor Area | 1,413 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 5,663 sqft (0.13 acres) |
| Garage Type | Detached |
| Garage Area | 294 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 142050010 |
|---|---|
| Street Address | 920 E HERNANDEZ ST |
| City | PENSACOLA |
| State | FL |
| Zip | 32503-4569 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1AA |
| Legal Description | W 1/2 LT 12 AND E 1/2 LT 13 BLK 245 NEW CITY TRACT OR 8609 P 577 CA 64 |
| Legal Subdivision | NEW CITY TRACT |
| Legal Block | 245 |
| Legal Lot Number | 12 |
| Jurisdiction | ESCAMBIA FL |
| Township / Civil Division | PENSACOLA |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 802 |
920 E Hernandez St is owned and occupied by an individual who acquired it in July 2021.
Source: Escambia County records, as of April 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 920 E HERNANDEZ ST, PENSACOLA, FL 32503-4569 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 11, 2021 | Deed of Trust, Mortgage · Line of Credit CENTENNIAL BANK |
| Sep 1, 2021 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Apr 29, 2021 | Quit Claim Deed, Transfer ACCOMODATION, ACCOMMODATION |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jul 15, 2021 |
| Transfer Doc | 0000078317 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Property Address | 920 E HERNANDEZ ST, PENSACOLA, FL 32503-4569 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2023 |
| Name | Verified Name |
|---|---|
| Address | 920 E HERNANDEZ ST, PENSACOLA, FL 32503-4569 |
| Document Number | 0086370855 |
|---|---|
| Date | Oct 11, 2021 |
| Book Page | 8637/855 |
| Instrument | 2021111821 |
| Name | CENTENNIAL BANK |
|---|---|
| Type | Bank |
| Address | PENSACOLA, FL 32502 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Oct 4, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Recording Date | Sep 1, 2021 |
| Property Address | 920 E HERNANDEZ ST, PENSACOLA, FL 32503-4569 |
| Document Number | 0086090577 |
| Book / Page | 8609 / 577 |
| Instrument Date | Aug 25, 2021 |
| Instrument | 2021096773 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Tax | $4,025.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3600 MENENDEZ DR, PENSACOLA, FL 32503-3133 |
| Name | Verified Name |
|---|---|
| Address | 920 E HERNANDEZ ST, PENSACOLA, FL 32503-4569 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Recording Date | Apr 29, 2021 |
| Property Address | 920 E HERNANDEZ ST, PENSACOLA, FL 32503-4569 |
| Document Number | 0085191074 |
| Book / Page | 8519 / 1074 |
| Instrument Date | Apr 23, 2021 |
| Instrument | 2021047020 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2520 YATES AVE, PENSACOLA, FL 32503-4980 |
| Name | Verified Name |
|---|---|
| Address | 3600 MENENDEZ DR, PENSACOLA, FL 32503-3133 |
Source: Escambia County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Escambia County |
| Municipality | Pensacola City |
| Unified School District | Escambia County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $534,516 Land $90,750 Building $443,766 | $534,516 Land $90,750 Building $443,766 | |
| 2024 | $8,827.00 (+6.79%) | ||
| 2023 | $8,266.00 (+10.32%) | $479,671 (+1%) | $498,194 (+14.25%) Land $81,510 Building $416,684 |
| 2022 | $7,493.00 | $436,065 | $436,065 Land $60,500 Building $375,565 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 920 E Hernandez St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 32 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 32 in force |
| Nearby Flood Claims | 3 (2007–2020) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 920 E Hernandez St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EMERALD COAST UTILITIES AUTHORITY (ECUA) serves 242,172 people · EPA ID FL1170525 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 517 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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