920 E Cross Rd, Dandridge, TN 37725 Property Records

Jefferson County property record for 920 E Cross Rd, Dandridge, TN 37725

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,682 sqft · built 1978
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on File
Last Sale	$225,000 (Aug 2018)
Tax Bill	$1,911 (2022)
Deeds & Mortgages	Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`045076 02702`

Property Details

APN / Parcel Number

Primary APN	`045076 02702`
Alternative APN	`076 02702`

Interior

Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,682 sqft Living Area
1st Floor Area	1,682 sqft
Basement Area	1,682 sqft
Finished Basement	870 sqft
Unfinished Basement	812 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2003
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	130,680 sqft (3 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	406 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	556 sqft
Deck Area	160 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	920 E CROSS RD
City	DANDRIDGE
State	TN
Zip	37725-6429
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT:31R-1 DIST:01 CITY/MUNI/TWP:DANDRIDGE MAP REF:076
Legal Subdivision	CLYDE ROMINES FARM
Legal Lot Number	31R-1
Jurisdiction	JEFFERSON TN
Township / Civil Division	1
Census Block Group	2
Census Block	2025
Census Tract	70701

Owner

Source: Jefferson County records · APN 045076 02702

Assessment roll updated May 20, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	920 E CROSS RD, DANDRIDGE, TN 37725-6429
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 01, 2018 · Amount on Record
Deed Sale	Aug 01, 2018 · Amount on Record
Deed Document Number	0001431457
Deed Book / Page	1431 / 457
Last Transfer Date	Aug 03, 2018
Transfer Doc	1431457
Record Updated	Jun 08, 2026

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON TN
Recording Date	Aug 03, 2018
Property Address	920 E CROSS RD, DANDRIDGE, TN 37725-6429
Document Number	1431457
Book / Page	001431 / 000457
Instrument Date	Aug 01, 2018
Instrument	5602
Transaction Type	Transfer
Record Updated	Aug 15, 2018
Title Company	JEFFERSON TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$832.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	920 E CROSS RD DANDRIDGE TN 377256429, DANDRIDGE, TN 37725-6429

Mortgage

Document Number	1431460
Date	Aug 03, 2018
Book Page	001431/000460
Instrument	5603

Lender

Name	CHARLES A & MARSHA M MCSPADDEN
Special Notes	Seller Financed

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Jefferson County records · Assessment roll updated May 20, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Jefferson County
Municipality	Dandridge Town
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$119,275 (+93.24%) Land $25,500 Building $93,775
2024			$477,100 (+93.24%) Land $102,000 Building $375,100
2022	$1,911.00	$61,725 Land $14,275 Building $47,450	$246,900 Land $57,100 Building $189,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 11, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 57% of Tennessee
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Foursight Communications Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

Based on FCC filings for 40 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	DANDRIDGE WATER MGMT FACILITY serves 9,931 people
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.