Charlotte County property record for 920 E Charlotte Ave, Punta Gorda, FL 33950
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 768 sqft · built 1937 |
| Lot Size | 0.161 acres (6,996 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,045 (2025) |
| Deeds & Mortgages | Jul 2021 Transfer |
| Flood Zone | Zone AE (high risk) |
| APN | 412305303010 |
| Primary APN | 412305303010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 768 sqft Living Area |
| Gross Area | 840 sqft |
| 1st Floor Area | 768 sqft |
| Year Built | Built 1937 |
|---|---|
| Effective Year Built | Effective 1937 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 6,996 sqft (0.161 acres) |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 48 sqft |
| Patio Area | 72 sqft |
| Shed | 1 Shed |
| Shed Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 00869790000006 |
|---|---|
| Street Address | 920 E CHARLOTTE AVE |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33950-3950 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RMF5 |
| Legal Description | LAVILLA BLK D LT 24 246/550 700/1345 742/84 766/998 1518/1811 1546/1271 4812/320 |
| Legal Range | 23E |
| Legal Township | 41S |
| Legal Section | 05 |
| Legal Subdivision | LAVILLA |
| Legal Tract | LVS |
| Legal Block | D |
| Legal Lot Number | 24 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 2 |
| Census Block | 2065 |
| Census Tract | 10302 |
920 E Charlotte Ave is owned by two individuals who acquired it in July 2021.
Source: Charlotte County records, as of November 19, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6366 ELLIOTT ST, PUNTA GORDA, FL 33950-3951 |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jul 17, 2021 |
| Transfer Doc | 0048120320 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Jul 27, 2021 |
| Property Address | 920 E CHARLOTTE AVE, PUNTA GORDA, FL 33950-3950 |
| Document Number | 0048120320 |
| Book / Page | 4812 / 320 |
| Map Reference | MB 1 PG 6 |
| Instrument Date | Jul 17, 2021 |
| Instrument | 2977039 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2753 BREWSTER RD, 2753, NORTH PORT, FL 34288-8681 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 6366 ELLIOTT ST, PUNTA GORDA, FL 33950-3951 |
The 2025 property tax bill for 920 E Charlotte Ave was $1,045, down 49.8% from the year before.
Source: Charlotte County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,045.00 (-49.78%) | $69,320 Land $14,663 Building $54,657 | $69,320 Land $14,663 Building $54,657 |
| 2024 | $2,081.00 (+4.78%) | ||
| 2023 | $1,986.00 (+9.06%) | $76,758 (+1%) | $38,329 (-45.07%) Land $11,500 Building $26,829 |
| 2022 | $1,821.00 | $69,780 Land $8,500 Building $61,280 | $69,780 Land $8,500 Building $61,280 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 920 E Charlotte Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 335 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 734 units insured incl. 399 condo units |
| Nearby Flood Claims | 335 (1983–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 920 E Charlotte Ave is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: BridgeMAXX Suncoast Broadband, T-Mobile.
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