920 Druid Cir, Norfolk, VA 23504 Property Records

Norfolk City property record for 920 Druid Cir, Norfolk, VA 23504

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 669 sqft · built 1920
Lot Size	0.053 acres (2,317 sqft)
Owner	Individual Name on Record
Last Sale	$39,000 (Sep 2020)
Tax Bill	$1,215 (2026)
Deeds & Mortgages	Oct 2019 Line of Credit Mar 2023 Refinance + 1 more
APN	`09110900`

Property Details

APN / Parcel Number

Primary APN	`09110900`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	669 sqft Living Area
Interior Walls	Plaster

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,317 sqft (0.053 acres)
Porch	Porch
Porch Area	98 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Gravity Furnace

Location & Zoning

Street Address	920 DRUID CIR
City	NORFOLK
State	VA
Zip	23504-1700
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	11 BLK 27 VILLA HEIGHTS
Legal Subdivision	VILLA HEIGHTS
Legal Block	27
Jurisdiction	NORFOLK CITY VA
Township / Civil Division	NORFOLK
Census Block Group	1
Census Block	1002
Census Tract	2900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Norfolk and Western Railroad Historic District listed 2015 · 38 contributing resources · NRIS 15000253

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Norfolk City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	920 DRUID CIR, NORFOLK, VA 23504-1700
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2019	Deed of Trust, Mortgage · Line of Credit LANGLEY FEDERAL CREDIT UNION
Mar 21, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE LLC
Sep 15, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage ELIZABETH BUILDING AND LOAN ASSOCIA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2020 · Amount on Record
Deed Sale	Sep 15, 2020 · Amount on Record
Prior Sale	Sep 2, 2010 · Amount on Record
Deed Document Number	202022035
Prior Transfer Date	Aug 17, 2010
Prior Transfer Doc	0000018236
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORFOLK CITY VA
Property Address	920 DRUID CIR, NORFOLK, VA 23504-1700
Transaction Type	Mortgage
Record Updated	Sep 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190021532
Date	Oct 30, 2019
Instrument	190021532

Lender

Name	LANGLEY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	144 Months
Due	Oct 18, 2031

Interest

Rate Type	Adjustable Rate

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORFOLK CITY VA
Property Address	920 DRUID CIR, NORFOLK, VA 23504-1700
Transaction Type	Mortgage
Record Updated	Sep 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230004468
Date	Mar 21, 2023
Instrument	230004468

Lender

Name	UNITED WHOLESALE MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

Interest

Rate Type	Fixed Rate

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORFOLK CITY VA
Recording Date	Sep 15, 2020
Property Address	920 DRUID CIR, NORFOLK, VA 23504-1700
Document Number	0200022035
Instrument Date	Sep 10, 2020
Instrument	200022035
Transaction Type	Transfer
Record Updated	Sep 28, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	920 DRUID CIR, NORFOLK, VA 23504-1700

Mortgage

Document Number	0200022036
Date	Sep 15, 2020
Instrument	200022036

Lender

Name	ELIZABETH BUILDING AND LOAN ASSOCIA

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Norfolk City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Norfolk City
Unified School District	Norfolk City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,215.00 (+2.1%)	$97,200 (+2.1%) Land $20,500 Building $76,700	$97,200 (+2.1%) Land $20,500 Building $76,700
2025	$1,190.00 (+4.2%)	$95,200 (+4.16%) Land $18,500 Building $76,700	$95,200 (+4.16%) Land $18,500 Building $76,700
2023	$1,142.00	$91,400 Land $15,000 Building $76,400	$91,400 Land $15,000 Building $76,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 24 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	11 (1999–2016)
Claims Outside the SFHA	1 of 11
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east, Nov 2009 · 2 claims Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.4% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NORFOLK serves 234,220 people · EPA ID VA3710100
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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