920 Division St, Garner, IA 50438 Property Records

Hancock County property record for 920 Division St, Garner, IA 50438

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 3,248 sqft · built 1959
Lot Size3.72 acres (162,479 sqft)
Owner2 Individual Names on Record
Tax Bill$5,624 (2025)
Flood ZoneZone X (minimal risk)
APN2135000011

Property Details

APN / Parcel Number

Primary APN2135000011

Interior

Bedrooms4 Beds
Full Baths1 Bath
Half Baths1 Half Bath
Total Rooms12 Rooms
Stories2 Stories
Building Area3,248 sqft Living Area
Basement Area1,428 sqft
Finished Basement750 sqft
Unfinished Basement1,428 sqft
FlooringTile
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area162,479 sqft (3.72 acres)
Garage TypeAttached
Garage Area884 sqft
Parking Spaces4 Parking Spaces
PorchPorch
Porch Area135 sqft
Patio Area255 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address920 DIVISION ST
CityGARNER
StateIA
Zip50438-1711
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionB'S ADDITION LOT 1 EXC TRACT
Legal SubdivisionB'S ADDITION
Legal Lot Number1
JurisdictionHANCOCK IA
Township / Civil DivisionCONCORD
Census Block Group2
Census Block2026
Census Tract270100

Owner

Source: Hancock County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address920 DIVISION ST, GARNER, IA 50438-1711
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of September 29, 2025

Property Jurisdictions

TypeName
StateIowa
CountyHancock County
MunicipalityGarner City
Unified School DistrictGarner-Hayfield-Ventura Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,624.00 (+4.11%) Homeowner's exemption$432,680 (+11.15%) Land $60,240 Building $372,440$432,680 (+11.15%) Land $60,240 Building $372,440
2024$5,402.00 (-7.02%)
2023$389,280 (+9.18%) Land $32,280 Building $357,000$389,280 (+9.18%) Land $32,280 Building $357,000
2022$5,810.00 Homeowner's exemption$356,540 Land $32,280 Building $324,260
2021$356,540 Land $32,280 Building $324,260

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 71% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGARNER WATER WORKS
serves 3,065 people · EPA ID IA4130075
Water SourceGroundwater
Last State InspectionJun 2025
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Comm 1 Connects
Fiber
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Division St

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