Simpson County property record for 920 Ditmore Ford Rd, Franklin, KY 42134
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,102 sqft · built 2006 |
| Lot Size | 3.8 acres (165,528 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $339,900 (Aug 2019) |
| Tax Bill | $2,982 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Apr 2026 Transfer + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 041-00-00-081.00 |
| Primary APN | 041-00-00-081.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,102 sqft Living Area |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 165,528 sqft (3.8 acres) |
| Garage Type | Attached |
| Garage Area | 962 sqft |
| Driveway | Asphalt Driveway |
| Porch | Slab |
| Porch Area | 112 sqft |
| Patio Area | 405 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 920 DITMORE FORD RD |
|---|---|
| City | FRANKLIN |
| State | KY |
| Zip | 42134-5141 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 920 DITMORE FORD ROAD |
| Jurisdiction | SIMPSON KY |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 970200 |
Source: Simpson County records, as of May 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 920 DITMORE FORD RD, FRANKLIN, KY 42134-5141 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Aug 25, 2026 | Deed of Trust, Mortgage · Line of Credit AMERICAN AIRLINES FEDERAL CREDIT UNION |
| Apr 20, 2026 | Quit Claim Deed, Transfer STEWART |
| Jan 25, 2024 | Deed of Trust, Mortgage · Line of Credit AMERICAN AIRLINES FCU |
| Jul 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MEYER MORTGAGE CORP |
| Jul 24, 2019 | Deed of Trust, Mortgage · Line of Credit FORT KNOX FCU |
| Aug 27, 2019 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 27, 2019 · Amount on Record |
| Deed Sale | Aug 27, 2019 · Amount on Record |
| Deed Document Number | 20191192972 |
| Deed Book / Page | 343 / 490 |
| Last Transfer Date | Mar 30, 2026 |
| Transfer Doc | 0001262730 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SIMPSON KY |
| Recording Date | Aug 25, 2026 |
| Property Address | 920 DITMORE FORD RD, FRANKLIN, KY 42134-5141 |
| Document Number | 0001267740 |
| Book / Page | 593 / 336 |
| Instrument Date | Aug 14, 2026 |
| Instrument | 20261267740 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | THINKLATTICE |
| Name | Verified Name |
|---|---|
| Address | 920 DITMORE FORD RD, FRANKLIN, KY 42134-5141 |
| Document Number | 0001267740, |
|---|---|
| Date | Aug 25, 2026 |
| Book Page | 593/336 |
| Instrument | 20261267740 |
| Name | AMERICAN AIRLINES FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SIMPSON KY |
| Recording Date | Apr 20, 2026 |
| Property Address | 920 DITMORE FORD RD, FRANKLIN, KY 42134-5141 |
| Document Number | 0001262730 |
| Book / Page | 394 / 312 |
| Instrument Date | Mar 30, 2026 |
| Instrument | 20261262730 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Title Company | STEWART |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 920 DITMORE FORD RD, FRANKLIN, KY 42134-5141 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SIMPSON KY |
| Property Address | 920 DITMORE FORD RD, FRANKLIN, KY 42134-5141 |
| Transaction Type | Mortgage |
| Record Updated | Feb 8, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000M545/1 |
|---|---|
| Date | Jan 25, 2024 |
| Book Page | M545/1 |
| Instrument | 1221225 |
| Name | AMERICAN AIRLINES FCU |
|---|---|
| Type | Credit Union |
| Address | FORT WORTH, TX 76155 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 24, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SIMPSON KY |
| Property Address | 920 DITMORE FORD RD, FRANKLIN, KY 42134-5141 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | M477/68 |
|---|---|
| Date | Jul 27, 2020 |
| Book Page | M477/68 |
| Instrument | 1197650 |
| Name | MEYER MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | BOWLING GREEN, KY 42103 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SIMPSON KY |
| Property Address | 920 DITMORE FORD RD, FRANKLIN, KY 42134-5141 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | M460/322 |
|---|---|
| Date | Jul 24, 2019 |
| Book Page | M460/322 |
| Instrument | 1192486 |
| Name | FORT KNOX FCU |
|---|---|
| Type | Credit Union |
| Address | RADCLIFF, KY 40159 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jul 17, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | SIMPSON KY |
| Recording Date | Aug 27, 2019 |
| Property Address | 920 DITMORE FORD RD, FRANKLIN, KY 42134-5141 |
| Document Number | D343/490 |
| Book / Page | D343 / 490 |
| Map Reference | DB 206 PG 19 |
| Instrument Date | Aug 23, 2019 |
| Instrument | 1192972 |
| Transaction Type | Transfer |
| Record Updated | Jun 28, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $340.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 563, FRANKLIN, KY 42135-0563 |
| Name | Verified Name |
|---|---|
| Address | 920 DITMORE FORD RD, FRANKLIN, KY 42134-5141 |
Source: Simpson County assessment roll, as of February 2, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Simpson County |
| Unified School District | Simpson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,982.00 (-5.75%) | $339,900 (-) | $339,900 (-) |
| 2023 | $3,164.00 | $339,900 | $339,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 17, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (2010–2025) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SIMPSON COUNTY WATER DISTRICT serves 8,946 people · EPA ID KY1070398 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Franklin EPB Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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