Bay County property record for 920 Dewitt St, Panama City, FL 32401
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,170 sqft · built 1952 |
| Lot Size | 0.252 acres (10,977 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $283,000 (Apr 2026) |
| Tax Bill | $2,346 (2025) |
| Deeds & Mortgages | Apr 2026 Sale Apr 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21027-000-000 |
| Primary APN | 21027-000-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,170 sqft Living Area |
| Gross Area | 1,446 sqft |
| 1st Floor Area | 1,170 sqft |
| Flooring | Tile |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 10,977 sqft (0.252 acres) |
| Lot Dimensions | 100 ft deep x 110 ft wide |
| Garage Type | Attached |
| Garage Area | 276 sqft |
| Porch | Screened/Unfinished Porch |
| Porch Area | 230 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 920 DEWITT ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-3931 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PC02 |
| Legal Description | SUDDUTHS 2ND. ADD. LOT 70 BLK 56 ORB 4677 P 199 |
| Legal Subdivision | SUDDUTHS 2ND. ADD |
| Legal Block | 56 |
| Legal Lot Number | 70 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 1900 |
920 Dewitt St is owned by two individuals who bought it in April 2026.
Source: Bay County records, as of May 5, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1301 W 10TH ST, PANAMA CITY, FL 32401-1901 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 14, 2026 | Warranty Deed, Transfer MTI TITLE |
| Apr 11, 2023 | Warranty Deed, Transfer · Balloon Mortgage NATHAN HEAD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 14, 2026 · Amount on File |
| Deed Sale | Apr 14, 2026 · Amount on File |
| Prior Sale | Apr 7, 2025 · Amount on File |
| Deed Document Number | 202622166 |
| Deed Book / Page | 5023 / 2025 |
| Prior Transfer Date | Apr 13, 2026 |
| Prior Transfer Doc | 0000022166 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Apr 14, 2026 |
| Property Address | 920 DEWITT ST, PANAMA CITY, FL 32401-3931 |
| Document Number | 0000022166 |
| Book / Page | 5023 / 2025 |
| Instrument Date | Apr 13, 2026 |
| Instrument | 202622166 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Title Company | MTI TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $200,081.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Apr 11, 2023 |
| Property Address | 920 DEWITT ST, PANAMA CITY, FL 32401-3931 |
| Document Number | 0046770199 |
| Book / Page | 4677 / 199 |
| Map Reference | MB 1 PG 58 |
| Instrument Date | Apr 10, 2023 |
| Instrument | 2023021850 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2024 |
| Title Company | CORNERSTONE TITLE INSURANCE AGENCY, CORNERSTONE TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,107.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 920 DEWITT ST, PANAMA CITY, FL 32401-3931 |
| Name | Verified Name |
|---|---|
| Address | 920 DEWITT ST, PANAMA CITY, FL 32401-3931 |
| Document Number | 0004677201 |
|---|---|
| Date | Apr 11, 2023 |
| Instrument | 4677/201 |
| Name | NATHAN HEAD |
|---|---|
| Type | Private Party |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 36 Months |
| Due | Apr 10, 2026 |
The 2025 property tax bill for 920 Dewitt St was $2,346, up 0.1% from the year before.
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,346.00 (+0.09%) Homeowner's exemption | $190,586 | $262,353 Land $65,918 Building $196,435 |
| 2024 | $2,344.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 920 Dewitt St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 64 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 64 in force |
| Nearby Flood Claims | 40 (1994–2021) |
| Claims Outside the SFHA | 25 of 40 |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 920 Dewitt St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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