920 Co Rd 707, Cedar Bluff, AL 35959 Property Records

Cherokee County property record for 920 Co Rd 707, Cedar Bluff, AL 35959

Property Summary

Property Type	Mobile Home
Details	1,440 sqft · built 2000
Lot Size	0.719 acres (31,337 sqft)
Owner	2 Individual Names on File
Last Sale	$107,800 (Jul 2021)
Tax Bill	$446 (2026)
Deeds & Mortgages	Jan 2024 Line of Credit Jul 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`13-11-09-31-0-000-012.000`

Property Details

APN / Parcel Number

Primary APN	`13-11-09-31-0-000-012.000`
Alternative APNs	`ALT APN:1109310000012000` `212632`

Interior

Building Area	1,440 sqft Living Area
1st Floor Area	1,440 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Mobile Home
Lot Area	31,337 sqft (0.719 acres)

Location & Zoning

Account Number	212632
Street Address	920 COUNTY ROAD 707
City	CEDAR BLUFF
State	AL
Zip	35959-2434
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	LOT 15, LAKESHORE ESTATES, S/D, PB 6/109
Legal Range	11E
Legal Township	09S
Legal Section	31
Legal Subdivision	LAKESHORE ESTATES
Legal Lot Number	15
Jurisdiction	CHEROKEE AL
Township / Civil Division	CEDAR BLUFF-GAYLESVILLE
Census Block Group	3
Census Block	3045
Census Tract	955701

Owner

920 Co Rd 707, a mobile home, is owned and occupied by two individuals who bought it in July 2021.

Source: Cherokee County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	920 COUNTY ROAD 707, CEDAR BLUFF, AL 35959-2434
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2024	Deed of Trust, Mortgage · Line of Credit ATLANTA POSTAL CU
Jul 9, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2021 · Amount on File
Deed Sale	Jul 9, 2021 · Amount on File
Prior Sale	Dec 8, 2015 · Amount on File
Deed Document Number	2021219174
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	920 COUNTY ROAD 707, CEDAR BLUFF, AL 35959-2434
Transaction Type	Mortgage
Record Updated	Jan 18, 2024
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000231924
Date	Jan 2, 2024
Instrument	231924

Lender

Name	ATLANTA POSTAL CU
Type	Credit Union
Address	ATLANTA, GA 30380

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Dec 20, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Jul 9, 2021
Property Address	920 COUNTY ROAD 707, CEDAR BLUFF, AL 35959-2434
Document Number	0000219174
Instrument Date	Jul 9, 2021
Instrument	219174
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	920 COUNTY ROAD 707, CEDAR BLUFF, AL 35959-2434

Tax Assessment & Valuation

The 2026 property tax bill for 920 Co Rd 707 was $446 with a homeowner's exemption, down 2.2% from the year before.

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$446.00 (-2.19%)
2025	$456.00 (+7.55%) Homeowner's exemption	$10,100 (+8.84%) Land $9,820 Building $280	$124,200 (+9.52%) Land $100,800 Building $23,400
2024	$424.00 (-0.47%) Additional exemption filed	$9,280 (-18.74%) Land $9,000 Building $280	$113,400 (-0.53%) Land $90,000 Building $23,400
2023	$426.00 (-0.7%) Homeowner's exemption	$11,420 (+23.06%)	$114,000 (-0.52%) Land $90,000 Building $24,000
2022	$429.00 Homeowner's exemption	$9,280 Land $9,000 Building $280	$114,600 Land $90,000 Building $24,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 920 Co Rd 707 in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 920 Co Rd 707 is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 66% of Alabama
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR BLUFF UTILITIES BOARD serves 4,281 people · EPA ID AL0000187
Water Source	Purchased surface water from NORTHEAST ALABAMA WATER SEWER AND FPD
Last State Inspection	Oct 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TDS Telecom DSL	10 / 1

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Co Rd 707

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