920 Co Rd 414, Centre, AL 35960 Property Records

Cherokee County property record for 920 Co Rd 414, Centre, AL 35960

Property Summary

Property Type	Single Family Home
Details	1,600 sqft · built 2001
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$290,000 (Jan 2026)
Tax Bill	$1,570 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Jul 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-13-04-19-0-000-026.010`

Property Details

APN / Parcel Number

Primary APN	`13-13-04-19-0-000-026.010`
Alternative APNs	`ALT APN:1304190000026010` `219965` `13474`

Interior

Stories	1 Story
Building Area	1,600 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	208 sqft
Deck Area	264 sqft

Location & Zoning

Account Number	219965
Street Address	920 COUNTY ROAD 414
City	CENTRE
State	AL
Zip	35960-8363
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 ROLLING HILLS ESTATES ADD 1 12/45
Legal Subdivision	ROLLING HILLS ESTATES
Legal Lot Number	7
Jurisdiction	CHEROKEE AL
Township / Civil Division	CENTRE
Census Block Group	2
Census Block	2007
Census Tract	956000

Owner

Source: Cherokee County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	920 COUNTY ROAD 414, CENTRE, AL 35960-8363
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2026	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jul 11, 2024	Intrafamily Transfer, Transfer · FHA Mortgage AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 8, 2026 · Amount on Record
Deed Sale	Jan 8, 2026 · Amount on Record
Prior Sale	Jul 11, 2024
Deed Document Number	241951
Record Updated	Jun 8, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Jan 8, 2026
Property Address	920 COUNTY ROAD 414, CENTRE, AL 35960-8363
Document Number	0000241951
Map Reference	MB 12 PG 45
Instrument Date	Jan 8, 2026
Instrument	241951
Transaction Type	Transfer
Record Updated	Jan 22, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	920 COUNTY ROAD 414, CENTRE, AL 35960-8363

Mortgage

Document Number	0000241952
Date	Jan 8, 2026
Instrument	241952

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

July 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHEROKEE AL
Recording Date	Jul 11, 2024
Property Address	920 COUNTY ROAD 414, CENTRE, AL 35960-8363
Document Number	0000234573
Map Reference	MB 12 PG 45
Instrument Date	Jun 24, 2024
Instrument	234573
Transaction Type	Transfer
Record Updated	Jan 22, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	920 CO RD 414, GOODSPRINGS, AL 35560

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	920 COUNTY ROAD 414, CENTRE, AL 35960-8363

Mortgage

Document Number	0000234574
Date	Jul 11, 2024
Instrument	234574

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2039

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,570.00 (+138.24%)	$37,400 (+120.52%) Land $3,640 Building $33,760	$187,000 (+10.26%) Land $18,200 Building $168,800
2024	$659.00 Additional exemption filed	$16,960 (-) Land $880 Building $16,080	$169,600 (-) Land $8,800 Building $160,800
2023	$659.00 Homeowner's exemption	$16,960 (-)	$169,600 (-) Land $8,800 Building $160,800
2022	$659.00 Homeowner's exemption	$16,960 Land $880 Building $16,080	$169,600 Land $8,800 Building $160,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 64% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TDS Telecom DSL	50 / 10
Verizon Fixed Wireless	25 / 6

Cell Coverage

4G LTE (outdoors only), no 5G reported

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