920 Co Rd 4, Ashland, NE 68003 Property Records

Saunders County property record for 920 Co Rd 4, Ashland, NE 68003

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,512 sqft · built 2003
Lot Size	20.5 acres (896,900 sqft)
Owner	Individual Name on File
Last Sale	$450,000 (Dec 2018)
Tax Bill	$8,039 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Dec 2018 Sale & Mortgage + 3 more
Flood Zone	Zone AO (high risk)
APN	`2953-36-3-00000-000-1500`

Property Details

APN / Parcel Number

Primary APN	`2953-36-3-00000-000-1500`
Alternative APN	`003741500`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,512 sqft Living Area
1st Floor Area	1,512 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	896,900 sqft (20.5 acres)
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Deck Area	Deck Area
Patio Area	210 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	920 COUNTY ROAD 4
City	ASHLAND
State	NE
Zip	68003-6011
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRICULTUR
Legal Description	N 10 ACRES SW SW & NW SW 36-14-9 (20.59 ACRES); MAP NUMBER: 2953-36-3-00000-000-1500
Legal Range	09
Legal Township	14
Legal Section	36
Jurisdiction	SAUNDERS NE
Township / Civil Division	MARBLE
Census Block Group	2
Census Block	2075
Census Tract	968400

Owner

920 Co Rd 4 is owned and occupied by an individual who bought it in December 2018.

Source: Saunders County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	920 COUNTY ROAD 4, ASHLAND, NE 68003-6011
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage ALERUS FINANCIAL NA
Dec 21, 2018	Warranty Deed, Transfer · ARM ALERUS FINANCIAL NA
Jun 30, 2018	Deed of Trust, Mortgage FIRSTBANK OF NE
May 26, 2018	Deed of Trust, Mortgage FIRSTBANK OF NE
Dec 20, 2017	Trustee's Deed, Construction Loan · Line of Credit FIRSTBANK OF NE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 2018 · Amount on File
Deed Sale	Dec 21, 2018 · Amount on File
Deed Document Number	201812329
Deed Book / Page	512 / 875
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUNDERS NE
Property Address	920 COUNTY ROAD 4, ASHLAND, NE 68003-6011
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005390876
Date	Jul 20, 2020
Book Page	539/876
Instrument	2020-07-409

Lender

Name	ALERUS FINANCIAL NA
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

Interest

Rate Type	Fixed Rate

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAUNDERS NE
Recording Date	Dec 21, 2018
Property Address	920 COUNTY ROAD 4, ASHLAND, NE 68003-6011
Document Number	0005120875
Book / Page	512 / 875
Instrument Date	Dec 18, 2018
Instrument	2018-12-329
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	TITLE SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,012.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0005120877
Date	Dec 21, 2018
Book Page	512/877
Instrument	2018-12-330

Lender

Name	ALERUS FINANCIAL NA
Type	Funding / Finance Company

Agreement

Type	ARM
Amount	Amount on Record
Term	372 Months
Due	Jan 1, 2049

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.63%
Index	1-Year LIBOR

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUNDERS NE
Property Address	920 COUNTY ROAD 4, ASHLAND, NE 68003-6011
Document Number	0005060287
Instrument Date	Jun 30, 2018
Transaction Type	Mortgage
Record Updated	Jul 25, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	920 COUNTY ROAD 4 ASHLAND NE 680036011, ASHLAND, NE 68003-6011

Mortgage

Document Number	0005060287
Date	Jul 6, 2018
Book Page	000506/000287
Instrument	97

Lender

Name	FIRSTBANK OF NE
Type	Bank
Address	WAHOO, NE 68066

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 5, 2048

Interest

Rate Type	Adjustable Rate
Rate	5.12%

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUNDERS NE
Property Address	920 COUNTY ROAD 4, ASHLAND, NE 68003-6011
Document Number	0005041153
Instrument Date	May 26, 2018
Transaction Type	Mortgage
Record Updated	Jun 22, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	920 COUNTY ROAD 4 ASHLAND NE 680036011, ASHLAND, NE 68003-6011

Mortgage

Document Number	0005041153
Date	Jun 1, 2018
Book Page	000504/001153
Instrument	14

Lender

Name	FIRSTBANK OF NE
Type	Bank
Address	WAHOO, NE 68066

Agreement

Amount	Amount on Record
Term	180 Months
Due	May 31, 2033

Interest

Rate Type	Adjustable Rate
Rate	5.12%

December 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	SAUNDERS NE
Recording Date	Dec 20, 2017
Property Address	920 COUNTY ROAD 4, ASHLAND, NE 68003-6011
Document Number	0004980601
Book / Page	000498 / 000601
Instrument Date	Dec 13, 2017
Instrument	283
Transaction Type	Construction Loan
Record Updated	Feb 22, 2018

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	75950 ROAD 431 LEXINGTON NE 688503447, LEXINGTON, NE 68850-3447

Mortgage

Document Number	4980601
Date	Dec 20, 2017
Book Page	000498/000601
Instrument	283

Lender

Name	FIRSTBANK OF NE
Type	Bank
Address	WAHOO, NE 68066

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Dec 19, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 920 Co Rd 4 was $8,039.

Source: Saunders County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Saunders County
County Subdivision	Marble Township
Unified School District	Ashland-Greenwood Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,039.00	$813,956 Land $164,540 Building $649,416	$813,956 Land $164,540 Building $649,416
2023	$9,090.00 (+16.54%)	$731,052 (+25.82%) Land $134,950 Building $596,102	$731,052 (+25.82%) Land $134,950 Building $596,102
2022	$7,800.00	$581,050 Land $145,540 Building $435,510	$581,050 Land $145,540 Building $435,510

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 920 Co Rd 4 in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 3, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 136 policies
Nearby Flood Policies	136 in force
Nearby Flood Claims	119 (1978–2024)
Claims Outside the SFHA	45 of 119
Most Recent Claim	Jul 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2019 · 27 claims Ice Jams & Flooding, Mar 1993 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 920 Co Rd 4 is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 65% of Nebraska
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130
Windstream Fixed Wireless	25 / 4

May also be available: Nextlink, Rise Broadband, Viaero Wireless.

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