920 Clover Cir, Lafayette, CO 80026 Property Records

Boulder County property record for 920 Clover Cir, Lafayette, CO 80026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,641 sqft · built 1983
Lot Size	0.179 acres (7,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$229,000 (Nov 2012)
Tax Bill	$3,192 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Jul 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`1465-34-1-07-045`

Property Details

APN / Parcel Number

Primary APN	`1465-34-1-07-045`
Alternative APNs	`R0091917` `0091917`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,641 sqft Living Area
Gross Area	2,008 sqft
1st Floor Area	864 sqft
Basement Area	864 sqft
Finished Basement	777 sqft
Unfinished Basement	87 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1986
Architectural Style	Ranch
Exterior Material	Wood Shingle
Construction Type	Frame
Roof Material	Asphalt
Lot Area	7,800 sqft (0.179 acres)
Garage Type	Attached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	64 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0091917
Street Address	920 CLOVER CIR
City	LAFAYETTE
State	CO
Zip	80026-1774
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 45 BLK 7 BEACON HILL REPLAT
Legal Range	69
Legal Township	1N
Legal Section	34
Legal Subdivision	BEACON HILL REPLAT - LA
Legal Block	7
Legal Lot Number	45
Jurisdiction	BOULDER CO
Township / Civil Division	LAFAYETTE-LOUISVILLE
Census Block Group	2
Census Block	2007
Census Tract	12907

Owner

Source: Boulder County records, as of September 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	920 CLOVER CIR, LAFAYETTE, CO 80026-1774
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 25, 2020	Deed of Trust, Mortgage · Line of Credit ELEVATIONS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 26, 2012 · Amount on Record
Deed Sale	Nov 26, 2012 · Amount on Record
Prior Sale	Jul 24, 2007 · Amount on Record
Deed Document Number	20123269227
Last Transfer Date	Aug 3, 2016
Transfer Doc	0003548441
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	920 CLOVER CIR, LAFAYETTE, CO 80026-1774
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FITCO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003770437
Date	Mar 6, 2020
Instrument	3770437

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2035

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	920 CLOVER CIR, LAFAYETTE, CO 80026-1774
Document Number	0003802581
Instrument Date	Jul 25, 2020
Transaction Type	Mortgage
Record Updated	Aug 31, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	920 CLOVER CIR LAFAYETTE CO 800261774, LAFAYETTE, CO 80026-1774

Mortgage

Document Number	0003802581
Date	Jul 30, 2020
Instrument	3802581

Lender

Name	ELEVATIONS CU
Address	BOULDER, CO 80301

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 29, 2040

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Boulder County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Boulder County
Municipality	Lafayette City
Unified School District	Boulder Valley School District RE-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$32,797 (-2.08%) Land $10,105 Building $22,692	$535,900 (-) Land $202,200 Building $333,700
2025	$3,192.00 (+9.02%)	$33,494 (-10.24%) Land $12,638 Building $20,856	$535,900 (-3.77%) Land $202,200 Building $333,700
2023	$2,928.00 (+12.36%)	$37,313 (+34.46%) Land $14,305 Building $23,008	$556,900 (+39.47%) Land $213,500 Building $343,400
2022	$2,606.00	$27,751 Land $10,856 Building $16,895	$399,300 Land $156,200 Building $243,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2010

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAFAYETTE serves 28,700 people · EPA ID CO0107473
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Intrepid Fiber Networks Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
LiveWireNet Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Allo Communications, CenturyLink.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Clover Cir

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