San Diego County property record for 920 Calle Santa Cruz, Encinitas, CA 92024
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 5 ba · 5,244 sqft · built 1988 |
| Lot Size | 0.893 acres (38,886 sqft) |
| Owner | Trust Name on File |
| Last Sale | $1,060,000 (Feb 2010) |
| Tax Bill | $20,665 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 264-153-19-00 |
| Primary APN | 264-153-19-00 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 5 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 5,244 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Conventional |
| Exterior Material | Stucco |
| Roof Material | Tile |
| Lot Area | 38,886 sqft (0.893 acres) |
| Garage Type | Attached |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 920 CALLE SANTA CRUZ |
|---|---|
| City | ENCINITAS |
| State | CA |
| Zip | 92024-6609 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR2 |
| Legal Description | LOT 19 TR 011532 |
| Legal Subdivision | COUNTY OF SAN DIEGO TRACT #3967 |
| Legal Tract | 011532 |
| Legal Block | 2 |
| Legal Lot Number | 19 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 17111 |
920 Calle Santa Cruz is owner-occupied and held in a trust since February 2010.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 920 CALLE SANTA CRUZ, ENCINITAS, CA 92024-6609 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 24, 2010 · Amount on File |
| Deed Sale | Feb 24, 2010 · Amount on File |
| Prior Sale | Aug 27, 1997 · Amount on File |
| Deed Document Number | 201091326 |
| Prior Transfer Date | Jan 25, 2010 |
| Prior Transfer Doc | 0000093394 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 920 Calle Santa Cruz was $20,665 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Encinitas City |
| Elementary School District | Encinitas Union Elementary School District (KG - 06) |
| Secondary School District | San Dieguito Union High School District (07 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,791,484 (+2%) Land $732,158 Building $1,059,326 | |
| 2025 | $20,665.00 Homeowner's exemption | $1,756,357 Land $717,802 Building $1,038,555 |
| 2023 | $19,532.00 (+2.1%) Homeowner's exemption | $1,688,158 Land $689,930 Building $998,228 |
| 2022 | $19,131.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 920 Calle Santa Cruz in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 2 (2010–2020) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 920 Calle Santa Cruz is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Cox Communications, Verizon.
5G (outdoors only) and 4G LTE
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