Garrard County property record for 920 Cleo Ave, Lancaster, KY 40444
| Property Type | Rural Home |
|---|---|
| Details | built 2017 |
| Lot Size | 55 acres (2,395,800 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $290,000 (May 2021) |
| Tax Bill | $3,808 (2025) |
| Deeds & Mortgages | May 2021 Sale Mar 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-25 |
| Primary APN | 12-25 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Lot Area | 2,395,800 sqft (55 acres) |
| Garage Type | Attached |
| Account Number | 22840 |
|---|---|
| Street Address | 920 CLEO AVE |
| City | LANCASTER |
| State | KY |
| Zip | 40444-8741 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Subdivision | MOSSMAN FARMS |
| Jurisdiction | GARRARD KY |
| Township / Civil Division | BRYANTSVILLE |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 970102 |
Source: Garrard County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4636 TEAL BAY CT, ANTELOPE, CA 95843-4340 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 6, 2021 | Deed, Transfer |
| Mar 26, 2021 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 6, 2021 · Amount on Record |
| Deed Sale | May 6, 2021 · Amount on Record |
| Deed Document Number | 2021161754 |
| Deed Book / Page | 309 / 442 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | May 6, 2021 |
| Property Address | 920 CLEO AVE, LANCASTER, KY 40444-8741 |
| Document Number | 00D309/442 |
| Book / Page | D309 / 442 |
| Instrument Date | May 5, 2021 |
| Instrument | 161754 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $290.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6455 LEXINGTON RD, LANCASTER, KY 40444-9033 |
| Name | Verified Name |
|---|---|
| Address | 920 CLEO AVE, LANCASTER, KY 40444-8741 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | Mar 26, 2021 |
| Property Address | 920 CLEO AVE, LANCASTER, KY 40444-8741 |
| Document Number | 00D308/646 |
| Book / Page | D308 / 646 |
| Map Reference | DB 282 PG 817 |
| Instrument Date | Mar 23, 2021 |
| Instrument | 161167 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $720.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 920 CLEO AVE, LANCASTER, KY 40444-8741 |
| Name | Verified Name |
|---|---|
| Address | 4636 TEAL BAY CT, ANTELOPE, CA 95843-4340 |
Source: Garrard County assessment roll, as of May 5, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Garrard County |
| Unified School District | Garrard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $370,000 (-) | $720,000 (+94.59%) Land $670,000 Building $50,000 | |
| 2025 | $3,808.00 (-0.47%) | $370,000 (+15.63%) Land $20,000 Building $350,000 | $370,000 (+15.63%) Land $20,000 Building $350,000 |
| 2024 | $3,826.00 (-2.82%) | $320,000 (-) Land $20,000 Building $300,000 | $320,000 (-) Land $20,000 Building $300,000 |
| 2023 | $3,937.00 (-0.93%) | $320,000 (-) Land $20,000 Building $300,000 | $320,000 (-) Land $20,000 Building $300,000 |
| 2022 | $3,974.00 | $320,000 Land $20,000 Building $300,000 | $320,000 Land $20,000 Building $300,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARRARD CO WATER ASSOC INC private · serves 14,806 people · EPA ID KY0400151 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
| kywimax Fixed Wireless · not low latency | 25 / 5 |
| Windstream DSL · Fiber in parts of the area | 25 / 3 |
May also be available: T-Mobile.
5G and 4G LTE (outdoors only)
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