920 Clay St, Chillicothe, MO 64601 Property Records

Livingston County property record for 920 Clay St, Chillicothe, MO 64601

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 2,312 sqft · built 1920
Lot Size	0.308 acres (13,460 sqft)
Owner	Individual Name on Record
Tax Bill	$1,018 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Jul 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-07.00-36-3-36-02.00`

Property Details

APN / Parcel Number

Primary APN	`06-07.00-36-3-36-02.00`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,312 sqft Living Area
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1920
Construction Type	Frame
Foundation Type	Stone
Roof Type	Hip
Roof Material	Asphalt
Lot Area	13,460 sqft (0.308 acres)
Lot Dimensions	120 ft deep x 112 ft wide
Garage Type	Detached
Garage Area	192 sqft
Porch	Open Porch
Porch Area	154 sqft
Deck Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Street Address	920 CLAY ST
City	CHILLICOTHE
State	MO
Zip	64601-2512
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 36 TOWNSHIP 58 RANGE 24 LEGAL LOTS 2 & 3, BLK 48
Legal Block	48
Legal Lot Number	2,3
Jurisdiction	LIVINGSTON MO
Township / Civil Division	CHILLICOTHE
Census Block Group	2
Census Block	2023
Census Tract	480400

Owner

Source: Livingston County records, as of January 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	920 CLAY ST, CHILLICOTHE, MO 64601-2512
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2023	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 18, 2023	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2023
Deed Sale	Jul 18, 2023
Deed Document Number	20231196
Deed Book / Page	746 / 1
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MO
Property Address	920 CLAY ST, CHILLICOTHE, MO 64601-2512
Transaction Type	Mortgage
Record Updated	Sep 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 ELM ST, CHILLICOTHE, MO 64601-1447

Mortgage

Document Number	000746/671
Date	Aug 10, 2023
Book Page	746/671
Instrument	20231336

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON MO
Recording Date	Jul 18, 2023
Property Address	920 CLAY ST, CHILLICOTHE, MO 64601-2512
Document Number	00000746/1
Book / Page	746 / 1
Instrument Date	Jul 13, 2023
Instrument	20231196
Transaction Type	Transfer
Record Updated	Sep 28, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	920 CLAY ST, CHILLICOTHE, MO 64601-2512

Mortgage

Document Number	0020231197
Date	Jul 18, 2023
Instrument	20231197

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

Source: Livingston County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Livingston County
County Subdivision	Chillicothe Township
Municipality	Chillicothe City
Unified School District	Chillicothe R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,018.00 (+1.9%)	$14,340 (+4.22%) Land $2,350 Building $11,990	$75,490 (+4.22%) Land $12,370 Building $63,120
2024	$999.00	$13,760 (-) Land $2,350 Building $11,410
2023		$13,760 (+9.21%) Land $2,350 Building $11,410	$72,430 (+9.23%) Land $12,370 Building $60,060
2022		$12,600 Land $2,350 Building $10,250
2021			$66,310 Land $12,370 Building $53,940

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 20, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1993–2019)
Claims Outside the SFHA	4 of 4
Most Recent Claim	May 2019 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms And Flooding, May 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHILLICOTHE MUNICIPAL UTILITIES PWS serves 10,187 people · EPA ID MO2010162
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 469 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber · Cable	1,000 / 1,000

May also be available: Green Hills Technologies, T-Mobile, Verizon.

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