Grand Forks County property record for 920 Cherry St, Grand Forks, ND 58201
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,484 sqft · built 1915 |
| Lot Size | 0.161 acres (7,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $226,000 (Apr 2026) |
| Tax Bill | $1,792 (2025) |
| Deeds & Mortgages | Sep 2007 Mortgage Apr 2026 Sale & Mortgage |
| Flood Zone | Zone X (reduced by levee) |
| APN | 44230300172000 |
| Primary APN | 44230300172000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,484 sqft Gross Area |
| 1st Floor Area | 1,032 sqft |
| Basement Area | 1,032 sqft |
| Finished Basement | 568 sqft |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Lot Area | 7,000 sqft (0.161 acres) |
| Lot Dimensions | 140 ft deep x 50 ft wide |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 920 CHERRY ST |
|---|---|
| City | GRAND FORKS |
| State | ND |
| Zip | 58201-4883 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUB: 442303 BLK: 16 LOT: 9,10 920 CHERRY ST. LOTS 9 & 10 B16 (RESUBDIVISION OF BLKS 14,15, 16,17,25&26 MCKELVEY'S ADDN) |
| Legal Subdivision | MCKELVEY'S ADDITION |
| Legal Block | 16 |
| Legal Lot Number | 9,10 |
| Jurisdiction | GRAND FORKS ND |
| Township / Civil Division | GRAND FORKS |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 11000 |
920 Cherry St is owned and occupied by two individuals who bought it in April 2026.
Source: Grand Forks County records, as of July 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 920 CHERRY ST, GRAND FORKS, ND 58201-4883 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 6, 2007 | Deed of Trust, Mortgage BREMER BANK NA |
| Apr 30, 2026 | Warranty Deed, Transfer · Conventional Mortgage VALLEY UNITED BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 30, 2026 · Amount on File |
| Deed Sale | Apr 30, 2026 · Amount on File |
| Deed Document Number | 2026856101 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAND FORKS ND |
| Property Address | 920 CHERRY ST, GRAND FORKS, ND 58201-4883 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN |
| Name | Verified Name |
|---|
| Document Number | 0000667092 |
|---|---|
| Date | Sep 6, 2007 |
| Instrument | 667092 |
| Name | BREMER BANK NA |
|---|---|
| Type | Bank |
| Address | GRAND FORKS, ND 58208 |
| Amount | Amount on Record |
|---|---|
| Term | 60 Months |
| Due | Sep 1, 2012 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GRAND FORKS ND |
| Recording Date | Apr 30, 2026 |
| Property Address | 920 CHERRY ST, GRAND FORKS, ND 58201-4883 |
| Document Number | 0000856101 |
| Instrument Date | Apr 23, 2026 |
| Instrument | 2026856101 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2026 |
| Title Company | TOP PRIORITY TITLE, PRIORITY TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 920 CHERRY ST, GRAND FORKS, ND 58201-4883 |
| Document Number | 0000856102, |
|---|---|
| Date | Apr 30, 2026 |
| Instrument | 2026856102 |
| Name | VALLEY UNITED BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2025 property tax bill for 920 Cherry St was $1,792.
Source: Grand Forks County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | North Dakota |
| County | Grand Forks County |
| Municipality | Grand Forks City |
| Unified School District | Grand Forks Public School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,792.00 | $109,500 Land $19,500 Building $90,000 | $219,000 Land $39,000 Building $180,000 |
| 2023 | $2,803.00 | $88,000 Land $19,500 Building $68,500 | $176,000 Land $39,000 Building $137,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 920 Cherry St in Zone X, where a levee reduces flood risk, though there have been 42 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 42 (1979–2019) |
| Claims Outside the SFHA | 41 of 42 |
| Most Recent Claim | Sep 2019 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 920 Cherry St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GRAND FORKS REGIONAL WTP serves 57,339 people · EPA ID ND1800410 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 9 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 516 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Fiber · Cable in parts of the area | 5,000 / 5,000 |
| Bluepeak Fiber | 5,000 / 5,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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