920 Cherokee Ave W, Centre, AL 35960 Property Records

Cherokee County property record for 920 Cherokee Ave W, Centre, AL 35960

Property Summary

Property TypeSingle Family Home
Details1,456 sqft · built 2006
Lot Size0.25 acres (10,890 sqft)
OwnerIndividual Name on Record
Last Sale$103,500 (Aug 2017)
Tax Bill$699 (2026)
Deeds & MortgagesDec 2020 Mortgage
Aug 2017 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN13-14-05-21-1-003-020.001

Property Details

APN / Parcel Number

Primary APN13-14-05-21-1-003-020.001
Alternative APNs
  • ALT APN:1405211003020001
  • 207138

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,456 sqft Living Area
1st Floor Area1,456 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area10,890 sqft (0.25 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area120 sqft
Utility Building144 sqft

Location & Zoning

Account Number207138
Street Address920 CHEROKEE AVE W
CityCENTRE
StateAL
Zip35960-1257
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionALL THAT PT LOT 2, BLK I, WATSON ADD SD PB 5 PG 8; BEG @THE SW COR SD LOT 2;N100;E98.45;S15;E10;S85;W108 TO POB;ALSO USE OF 3
Legal Range09E
Legal Township10S
Legal Section21
Legal SubdivisionWATSON ADD
Legal Block1
Legal Lot Number2
JurisdictionCHEROKEE AL
Township / Civil DivisionCENTRE
Census Block Group4
Census Block4028
Census Tract956000

Owner

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address920 CHEROKEE AVE W, CENTRE, AL 35960-1257
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 3, 2020Deed of Trust, Mortgage · Conventional Mortgage
RENASANT BANK
Aug 14, 2017Special Warranty Deed, Transfer · Stand-Alone First Mortgage
RENASANT BANK
May 24, 2017Foreclosure

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 14, 2017 · Amount on Record
Deed SaleAug 14, 2017 · Amount on Record
Prior SaleMay 24, 2017 · Amount on Record
Deed Document Number2017199166
Prior Transfer DateMay 16, 2017
Prior Transfer Doc0000198060
Record UpdatedOct 29, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE AL
Property Address920 CHEROKEE AVE W, CENTRE, AL 35960-1257
Transaction TypeMortgage
Record UpdatedJul 15, 2022
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000215503
DateDec 3, 2020
Instrument215503
Lender
NameRENASANT BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueMay 1, 2045
Interest
Rate TypeFixed Rate

August 2017: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionCHEROKEE AL
Recording DateAug 14, 2017
Property Address920 CHEROKEE AVE W, CENTRE, AL 35960-1257
Document Number0000199166
Instrument DateAug 4, 2017
Instrument199166
Transaction TypeTransfer
Record UpdatedJul 15, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2311 HIGHLAND AVE S, 2311, BIRMINGHAM, AL 35205-2972

Transferred To (Grantee/Buyer)

NameVerified Name
Address920 CHEROKEE AVE W, CENTRE, AL 35960-1257

Mortgage

Document Number0000199167
DateAug 14, 2017
Instrument199167
Lender
NameRENASANT BANK
TypeBank
AddressBIRMINGHAM, AL 35203
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

May 2017: Foreclosure

Document TypeForeclosure
JurisdictionCHEROKEE AL
Recording DateMay 24, 2017
Property Address920 CHEROKEE AVE W, CENTRE, AL 35960-1257
Document Number0000198060
Instrument DateMay 16, 2017
Instrument198060
Transaction TypeForeclosure
Record UpdatedJul 15, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address635 WOODWARD AVE, 635, DETROIT, MI 48226-3408

Transferred To (Grantee/Buyer)

NameVerified Name
Address13455 NOEL RD # 660, 660, DALLAS, TX 75240-6620
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyCherokee County
MunicipalityCentre City
Unified School DistrictCherokee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$699.00 (+7.54%)
2025$650.00 Homeowner's exemption$14,960 (-) Land $880 Building $14,080$149,500 (-) Land $8,800 Building $140,700
2024$650.00 (-1.07%) Additional exemption filed$14,960 (-1.06%) Land $880 Building $14,080$149,500 (-1.06%) Land $8,800 Building $140,700
2023$657.00 Homeowner's exemption$15,120 (-)$151,100 (-) Land $8,800 Building $142,300
2022$657.00 Homeowner's exemption$15,120 Land $880 Building $14,240$151,100 Land $8,800 Building $142,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims1 (2019)
Most Recent ClaimFeb 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 81% of Alabama
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF CENTRE, WW AND SB OF THE
serves 8,163 people · EPA ID AL0000188
Water SourceSurface water
Last State InspectionAug 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Oct 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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