920 Charles St, Crete, IL 60417 Property Records

Will County property record for 920 Charles St, Crete, IL 60417

Property Summary

Property Type	Single Family Home
Details	2,578 sqft · built 1977
Lot Size	0.29 acres (12,559 sqft)
Owner	Individual Name on Record
Last Sale	$209,900 (Sep 2017)
Tax Bill	$8,158 (2025)
Deeds & Mortgages	Jul 2019 Mortgage Jul 2019 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`23-15-02-302-006`

Property Details

APN / Parcel Number

Primary APN	`23-15-02-302-006`
Alternative APN	`15023020060000`

Interior

Building Area	2,578 sqft Living Area
Basement Area	912 sqft
Unfinished Basement	912 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Split Level
Lot Area	12,559 sqft (0.29 acres)
Garage Type	Attached
Garage Area	484 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	920 CHARLES ST
City	CRETE
State	IL
Zip	60417-1527
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 148 IN LINCOLNSHIRE EAST UNIT 2, BEING A SUB OF PRT OF THE W1/2 OF THE SW1/4 OF SEC 2, T34N-R14E.
Legal Range	14E
Legal Township	34N
Legal Section	02
Legal Subdivision	LINCOLNSHIRE EAST UNIT #2
Legal Lot Number	148
Legal Unit	2
Jurisdiction	WILL IL
Township / Civil Division	CRETE
Census Block Group	2
Census Block	2014
Census Tract	883810

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	920 CHARLES ST, CRETE, IL 60417-1527
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jul 1, 2019	Loan Modification, Mortgage US BK
Sep 14, 2017	Warranty Deed, Transfer · FHA Mortgage US BANK NA
Feb 22, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2017 · Amount on Record
Deed Sale	Sep 14, 2017 · Amount on Record
Prior Sale	Feb 22, 2017 · Amount on Record
Deed Document Number	201772243
Record Updated	Oct 29, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	920 CHARLES ST, CRETE, IL 60417-1527
Document Number	0000043642
Instrument Date	Jul 1, 2019
Transaction Type	Mortgage
Record Updated	Jul 23, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	920 CHARLES ST CRETE IL 604171527, CRETE, IL 60417-1527

Mortgage

Document Number	0000043642
Date	Jul 10, 2019
Instrument	43642

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 9, 2049

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WILL IL
Property Address	920 CHARLES ST, CRETE, IL 60417-1527
Document Number	0000043641
Instrument Date	Jul 1, 2019
Transaction Type	Mortgage
Record Updated	Jul 23, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	920 CHARLES ST CRETE IL 604171527, CRETE, IL 60417-1527

Mortgage

Document Number	0000043641
Date	Jul 10, 2019
Instrument	43641

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount Recorded

Interest

Rate	4.75%

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Sep 14, 2017
Property Address	920 CHARLES ST, CRETE, IL 60417-1527
Document Number	0000072243
Map Reference	DOC RRMM-9904
Instrument Date	Sep 6, 2017
Instrument	R2017072243
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	920 CHARLES ST, CRETE, IL 60417-1527

Mortgage

Document Number	0000072244
Date	Sep 14, 2017
Instrument	R2017072244

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Mortgage

Document Number	0000072245
Date	Sep 14, 2017
Instrument	R2017072245

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WILL IL
Recording Date	Feb 22, 2017
Property Address	920 CHARLES ST, CRETE, IL 60417-1527
Document Number	0000015646
Instrument Date	Jan 12, 2017
Instrument	15646
Transaction Type	Transfer
Record Updated	Mar 9, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$152.10
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5342 W JASON DR MONEE IL 604498696, MONEE, IL 60449-8696

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Crete Village
County	Will County
County Subdivision	Crete Township
Unified School District	Crete-Monee Community Unit School District 201-U (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,158.00 (+15.77%)	$88,016 (+5.5%) Land $15,248 Building $72,768	$264,048 (+5.5%) Land $45,744 Building $218,304
2024		$83,427 (+26.01%) Land $14,453 Building $68,974	$250,281 (+26.01%) Land $43,359 Building $206,922
2022	$7,047.00 Homeowner's exemption	$66,206 Land $11,470 Building $54,736	$198,618 Land $34,410 Building $164,208

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRETE serves 8,386 people · EPA ID IL1970300
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Bertram Communications.

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