Winnebago County property record for 920 Ceape Ave, Oshkosh, WI 54901
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,030 sqft · built 1858 |
| Lot Size | 0.171 acres (7,425 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $170,000 (Dec 2022) |
| Tax Bill | $3,113 (2024) |
| Deeds & Mortgages | Jun 2021 Mortgage Dec 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-02320000 |
| Primary APN | 08-02320000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,030 sqft Living Area |
| Year Built | Built 1858 |
|---|---|
| Effective Year Built | Effective 1858 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,425 sqft (0.171 acres) |
| Lot Dimensions | 165 ft deep x 45 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Account Number | 908-02320000 |
|---|---|
| Street Address | 920 CEAPE AVE |
| City | OSHKOSH |
| State | WI |
| Zip | 54901-5418 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | W 45.1 FT OF E 63 FT OF LOT 2 BLK A ANDREAE LANG & WEISBRODSADDN |
| Legal Subdivision | ANDREAE LANG & WEISBRODS ADD |
| Legal Block | A |
| Legal Lot Number | 2 |
| Jurisdiction | WINNEBAGO WI |
| Township / Civil Division | OSHKOSH |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 100 |
Source: Winnebago County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 920 CEAPE AVE, OSHKOSH, WI 54901-5418 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BMO HARRIS BANK NA |
| Dec 6, 2022 | Warranty Deed, Transfer · Conventional Mortgage ASSOCIATED BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 6, 2022 · Amount on Record |
| Deed Sale | Dec 6, 2022 · Amount on Record |
| Prior Sale | Nov 5, 2018 · Amount on Record |
| Deed Document Number | 20221895983 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO WI |
| Property Address | 920 CEAPE AVE, OSHKOSH, WI 54901-5418 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0001853141 |
|---|---|
| Date | Jun 1, 2021 |
| Instrument | 1853141 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60690 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINNEBAGO WI |
| Recording Date | Dec 6, 2022 |
| Property Address | 920 CEAPE AVE, OSHKOSH, WI 54901-5418 |
| Document Number | 0001895983 |
| Instrument Date | Dec 1, 2022 |
| Instrument | 1895983 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $510.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0001895984 |
|---|---|
| Date | Dec 6, 2022 |
| Instrument | 1895984 |
| Name | ASSOCIATED BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Type Change Date | Dec 1, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 11% |
| Index | 1-Year T-Bill |
| Max Rate | 11% |
Source: Winnebago County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Winnebago County |
| Municipality | Oshkosh City |
| Unified School District | Oshkosh Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $178,800 (+100.67%) Land $19,800 Building $159,000 | ||
| 2024 | $3,113.00 (+35.29%) | ||
| 2023 | $2,301.00 (-21.44%) Homeowner's exemption | $89,100 (+1.25%) Land $13,200 Building $75,900 | $128,751 Land $19,074 Building $109,677 |
| 2022 | $2,929.00 Homeowner's exemption | $88,000 Land $13,200 Building $74,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2006–2010) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2010 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.9% of Wisconsin |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSHKOSH WATERWORKS serves 63,000 people · EPA ID WI4710457 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 539 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Bertram Communications Fixed Wireless | 100 / 20 |
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