920 Cayetano Dr, Napa, CA 94559 Property Records

Napa County property record for 920 Cayetano Dr, Napa, CA 94559

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,612 sqft · built 1989
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on File
Last Sale	$669,000 (Nov 2019)
Tax Bill	$9,235 (2026)
Deeds & Mortgages	Jun 2021 Line of Credit Jul 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`046-160-040-000`

Property Details

APN / Parcel Number

Primary APN	`046-160-040-000`
Alternative APNs	`046-160-040` `04616040`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,612 sqft Living Area
Gross Area	2,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	12,632 sqft (0.29 acres)
Garage Type	Attached
Garage Area	388 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	046-160-040
Street Address	920 CAYETANO DR
City	NAPA
State	CA
Zip	94559-4145
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LOT 39 TWIN CREEKS SUB NO 2 15R/M24,5
Legal Subdivision	TWIN CREEKS SUB
Legal Lot Number	39
Jurisdiction	NAPA CA
Township / Civil Division	NAPA
Census Block Group	2
Census Block	2001
Census Tract	200301

Owner

920 Cayetano Dr is owned by an individual who acquired it in July 2021.

Source: Napa County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	2275 JACKSON ST, 5, SAN FRANCISCO, CA 94115-1337
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2021	Deed of Trust, Mortgage · Line of Credit UNITED STATES SENATE FCU
Jul 20, 2021	Correction Deed · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Nov 26, 2019	Grant Deed, Transfer OLD REPUBLIC TITLE COMPANY
Nov 26, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Oct 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage CIABATTARI GENE G JR TR (RT)

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 26, 2019 · Amount on File
Deed Sale	Nov 26, 2019 · Amount on File
Deed Document Number	201924554
Last Transfer Date	Jul 13, 2021
Transfer Doc	0000023646
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	920 CAYETANO DR, NAPA, CA 94559-4145
Transaction Type	Mortgage
Record Updated	Jun 15, 2023
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	920 CAYETANO DR, NAPA, CA 94559-4145

Mortgage

Document Number	0000019162
Date	Jun 4, 2021
Instrument	2021-0019162

Lender

Name	UNITED STATES SENATE FCU
Type	Credit Union
Address	WASHINGTON, DC 20013

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	238 Months
Due	Apr 10, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	NAPA CA
Recording Date	Jul 20, 2021
Property Address	920 CAYETANO DR, NAPA, CA 94559-4145
Document Number	0000023646
Map Reference	MB 15 PG 24&25
Instrument Date	Jul 13, 2021
Instrument	2021-0023646
Record Updated	May 30, 2023
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	920 CAYETANO DR, NAPA, CA 94559-4145

Mortgage

Document Number	0000023647
Date	Jul 20, 2021
Instrument	2021-0023647

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NAPA CA
Recording Date	Nov 26, 2019
Property Address	920 CAYETANO DR, NAPA, CA 94559-4145
Document Number	0000024554
Map Reference	MB 15 PG 24&25
Instrument Date	Nov 20, 2019
Instrument	2019-0024554
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	920 CAYETANO DR, NAPA, CA 94559-4145

November 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NAPA CA
Recording Date	Nov 26, 2019
Property Address	920 CAYETANO DR, NAPA, CA 94559-4145
Document Number	0000024555
Map Reference	MB 15 PG 24&25
Instrument Date	Nov 7, 2019
Instrument	2019-0024555
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	920 CAYETANO DR, NAPA, CA 94559-4145

Mortgage

Document Number	0000024556
Date	Nov 26, 2019
Instrument	2019-0024556

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Dec 1, 2029
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.37%
Index	1-Year LIBOR
Max Rate	8.37%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	920 CAYETANO DR, NAPA, CA 94559-4145
Document Number	0000020841
Instrument Date	Oct 4, 2019
Transaction Type	Mortgage
Record Updated	Oct 23, 2019
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	920 CAYETANO DR NAPA CA 945594145, NAPA, CA 94559-4145

Mortgage

Document Number	0000020841
Date	Oct 10, 2019
Instrument	20841

Lender

Name	CIABATTARI GENE G JR TR (RT)
Address	PO BOX 3658, NAPA, CA 94558-0365

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 920 Cayetano Dr was $9,235, up 3% from the year before.

Source: Napa County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Napa County
Municipality	Napa City
Unified School District	Napa Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,235.00 (+3.02%)	$746,277 (+2%) Land $298,955 Building $447,322	$746,277 Land $298,955 Building $447,322
2025	$8,964.00 Homeowner's exemption	$731,645 Land $293,094 Building $438,551
2023	$8,528.00 (+1.39%) Homeowner's exemption	$703,236 Land $281,714 Building $421,522
2022	$8,411.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 920 Cayetano Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	5 (1983–1995)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Mar 1995 · Severe Winter Storms, Flooding Landslides, Mud Flow
Claims by Event	Severe Storms & Flooding, Mar 1986 · 2 claims Coastal Storms, Floods, Slides & Tornadoes, Feb 1983 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 920 Cayetano Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NAPA serves 84,804 people · EPA ID CA2810003
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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