Clermont County property record for 920 Carpenter Rd, Loveland, OH 45140
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,242 sqft · built 1974 |
| Lot Size | 0.721 acres (31,407 sqft) |
| Owner | Company Name on Record |
| Last Sale | $66,900 (Mar 2015) |
| Tax Bill | $3,598 (2025) |
| Deeds & Mortgages | Feb 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-25-17C-255 |
| Primary APN | 18-25-17C-255 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,242 sqft Living Area |
| 1st Floor Area | 1,242 sqft |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Raised |
| Lot Area | 31,407 sqft (0.721 acres) |
| View / Lot | Cul-de-sac |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 72 sqft |
| Patio Area | 144 sqft |
| Pole Barn | 546 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 920 CARPENTER RD |
|---|---|
| City | LOVELAND |
| State | OH |
| Zip | 45140-8104 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUNRISE ESTATES; LOT 4 |
| Legal Subdivision | SUNRISE ESTATES |
| Legal Lot Number | 4 |
| Jurisdiction | CLERMONT OH |
| Township / Civil Division | MIAMI |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 40404 |
Source: Clermont County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 398, OWENSVILLE, OH 45160-0398 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 27, 2015 · Amount on Record |
| Deed Sale | Mar 27, 2015 · Amount on Record |
| Prior Sale | Mar 27, 2015 · Amount on Record |
| Deed Document Number | 20156137 |
| Deed Book / Page | 2565 / 907 |
| Prior Transfer Date | Jan 19, 2011 |
| Prior Transfer Doc | 0000002040 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 920 CARPENTER RD, LOVELAND, OH 45140-8104 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2026 |
| Name | Verified Name |
|---|---|
| Address | 237 W MAIN ST, OWENSVILLE, OH 45160 |
| Document Number | 0000003954 |
|---|---|
| Date | Feb 23, 2026 |
| Book Page | 3016/477 |
| Instrument | 202600003954 |
| Name | PARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45209 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 20, 2046 |
| Rate Type | Adjustable Rate |
|---|
Source: Clermont County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clermont County |
| County Subdivision | Miami Township |
| Unified School District | Milford Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,598.00 (-62.59%) | $78,410 (-) Land $21,530 Building $56,880 | |
| 2024 | $224,000 (-) Land $61,500 Building $162,500 | ||
| 2023 | $9,617.00 (+176.67%) | $78,410 (+39.92%) Land $21,530 Building $56,880 | $224,000 (+39.91%) Land $61,500 Building $162,500 |
| 2022 | $3,476.00 | $56,040 Land $15,300 Building $40,740 | |
| 2020 | $160,100 Land $43,700 Building $116,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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