Steele County property record for 920 Cardinal Dr, Owatonna, MN 55060
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,911 sqft · built 1965 |
| Lot Size | 0.209 acres (9,104 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $157,451 (Jun 2005) |
| Tax Bill | $3,190 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-216-0103 |
| Primary APN | 17-216-0103 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Building Area | 1,911 sqft Living Area |
| Basement Area | 819 sqft |
| Finished Basement | 819 sqft |
| Unfinished Basement | 819 sqft |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Split Foyer |
| Exterior Material | Wood |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,104 sqft (0.209 acres) |
| Garage Type | Attached |
| Garage Area | 630 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 920 CARDINAL DR |
|---|---|
| City | OWATONNA |
| State | MN |
| Zip | 55060-3633 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CLARK # 2 BLK 1 LOT 3 TORRENS PROPERTY |
| Legal Section | TW |
| Legal Subdivision | CLARK # 2 |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | STEELE MN |
| Township / Civil Division | OWATONNA |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 960700 |
920 Cardinal Dr is owned and occupied by two individuals who bought it in June 2005.
Source: Steele County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 920 CARDINAL DR, OWATONNA, MN 55060-3633 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 29, 2005 · Amount on File |
| Deed Sale | Jun 29, 2005 · Amount on File |
| Deed Document Number | 200558384 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 920 Cardinal Dr was $3,190 with a homeowner's exemption.
Source: Steele County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Steele County |
| Municipality | Owatonna City |
| Unified School District | Owatonna Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,190.00 Homeowner's exemption | $257,300 (+10.81%) Land $40,200 Building $217,100 | $257,300 (+10.81%) Land $40,200 Building $217,100 |
| 2025 | $232,200 Land $37,200 Building $195,000 | $232,200 Land $37,200 Building $195,000 | |
| 2023 | $2,850.00 Homeowner's exemption | $201,400 Land $33,100 Building $168,300 | $201,400 Land $33,100 Building $168,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 920 Cardinal Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective November 11, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 920 Cardinal Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Owatonna serves 26,430 people · EPA ID MN1740007 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| Midco Fixed Wireless | 100 / 20 |
May also be available: Minnesota WiFi.
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