920 Capitola Ave, Spc 74, Capitola, CA 95010 Property Records

Santa Cruz County property record for 920 Capitola Ave, Spc 74, Capitola, CA 95010

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,104 sqft · built 2000
Lot Size	0.044 acres (1,917 sqft)
Owner	Individual Name on File
Last Sale	$525,000 (Aug 2023)
Tax Bill	$7,177 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Aug 2023 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`036-541-10`

Property Details

APN / Parcel Number

Primary APN	`036-541-10`
Alternative APNs	`036-541-10-000` `03602135074`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,104 sqft Gross Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2005
Architectural Style	Mobile Home
Construction Type	Manufactured
Roof Material	Composition Shingle
Lot Area	1,917 sqft (0.044 acres)
Garage Type	Carport
Garage Area	460 sqft
Carport	Carport
Carport Area	460 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	920 CAPITOLA AVE, 74
City	CAPITOLA
State	CA
Zip	95010-2153
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Subdivision	TURNER LANE MOBILEHOME TR 1546
Legal Lot Number	74
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1002
Census Tract	121802

Owner

920 Capitola Ave, Spc 74 is owned by an individual who bought it in August 2023.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	Individual Name on File
Mailing Address	920 CAPITOLA AVE, 74, CAPITOLA, CA 95010-2153
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2025	Affidavit of Death of Joint Tenant, Transfer · Commercial Mortgage 1999 FOURNIER FAMILY REVOCABLE LIVING TR
Aug 1, 2023	Intrafamily Transfer, Transfer FIRST AMERICAN TITLE
Aug 1, 2023	Grant Deed, Transfer · Commercial Mortgage FOURNIER TAX AND CONSULTING SERVICE
Mar 19, 2018	Deed of Trust, Mortgage · FHA Mortgage FINANCE OF AMERICA REVERSE
Mar 19, 2018	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2023 · Amount on File
Deed Sale	Aug 1, 2023 · Amount on File
Prior Sale	Dec 1, 2014 · Amount on File
Deed Document Number	202314246
Record Updated	Sep 20, 2026

December 2025: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SANTA CRUZ CA
Recording Date	Dec 4, 2025
Property Address	920 CAPITOLA AVE SPC 74, 74, CAPITOLA, CA 95010-2153
Document Number	0000026000
Map Reference	VOL 113 PG 3
Instrument Date	Dec 3, 2025
Instrument	2025-0026000
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	920 CAPITOLA AVE SPC 74, 74, CAPITOLA, CA 95010-2153

Mortgage

Document Number	0000026001
Date	Dec 4, 2025
Instrument	2025-0026001

Lender

Name	1999 FOURNIER FAMILY REVOCABLE LIVING TR
Type	Private Party
Address	510 LORE WAY, APTOS, CA 95003

Agreement

Type	Commercial Mortgage

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Aug 1, 2023
Property Address	920 CAPITOLA AVE SPC 74, 74, CAPITOLA, CA 95010-2153
Document Number	0000014247
Map Reference	VOL 113 PG 3
Instrument Date	Jul 31, 2023
Instrument	2023-0014247
Transaction Type	Transfer
Record Updated	Aug 16, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	920 CAPITOLA AVE SPC 74, 74, CAPITOLA, CA 95010-2153

August 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Aug 1, 2023
Property Address	920 CAPITOLA AVE SPC 74, 74, CAPITOLA, CA 95010-2153
Document Number	0000014246
Map Reference	VOL 113 PG 3
Instrument Date	Jul 27, 2023
Instrument	2023-0014246
Transaction Type	Transfer
Record Updated	Aug 16, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$577.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	920 CAPITOLA AVE SPC 74, 74, CAPITOLA, CA 95010-2153

Mortgage

Document Number	0000014248
Date	Aug 1, 2023
Instrument	2023-0014248

Lender

Name	FOURNIER TAX AND CONSULTING SERVICE
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	920 CAPITOLA AVE SPC 74, 74, CAPITOLA, CA 95010-2153
Document Number	0000008695
Instrument Date	Mar 19, 2018
Transaction Type	Mortgage
Record Updated	Sep 9, 2019
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	920 CAPITOLA AVE #74 CAPITOLA CA 950102153, 74, CAPITOLA, CA 95010-2153

Mortgage

Document Number	0000008695
Date	Mar 23, 2018
Instrument	8695

Lender

Name	FINANCE OF AMERICA REVERSE
Address	TULSA, OK 74133

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	4.19%

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	920 CAPITOLA AVE SPC 74, 74, CAPITOLA, CA 95010-2153
Document Number	0000008696
Instrument Date	Mar 19, 2018
Transaction Type	Mortgage
Record Updated	Sep 30, 2019
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	920 CAPITOLA AVE #74 CAPITOLA CA 950102153, 74, CAPITOLA, CA 95010-2153

Mortgage

Document Number	0000008696
Date	Mar 23, 2018
Instrument	8696

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	4.19%

Tax Assessment & Valuation

The 2025 property tax bill for 920 Capitola Ave, Spc 74 was $7,177.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Capitola City
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$546,210 (+2%) Land $483,786 Building $62,424
2025	$7,177.00	$535,500 Land $474,300 Building $61,200
2023	$5,845.00 (+1.35%) Homeowner's exemption	$460,917 (+2%) Land $400,848 Building $60,069	$460,890
2022	$5,767.00 Homeowner's exemption	$451,880 Land $392,988 Building $58,892

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 920 Capitola Ave, Spc 74 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 920 Capitola Ave, Spc 74 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 757 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Surfnet Communications Fixed Wireless	100 / 20

May also be available: AT&T, Cruzio, T-Mobile, Xfinity.

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