920 Capitola Ave, Spc 6, Capitola, CA 95010 Property Records

Santa Cruz County property record for 920 Capitola Ave, Spc 6, Capitola, CA 95010

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,238 sqft · built 2011
Lot Size	0.053 acres (2,309 sqft)
Owner	Individual Name on File
Last Sale	$460,500 (Oct 2020)
Tax Bill	$6,752 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Jun 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`036-531-07`

Property Details

APN / Parcel Number

Primary APN	`036-531-07`
Alternative APN	`036-531-07-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,238 sqft Gross Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Mobile Home
Construction Type	Manufactured
Roof Material	Composition Shingle
Lot Area	2,309 sqft (0.053 acres)

Location & Zoning

Street Address	920 CAPITOLA AVE, 6
City	CAPITOLA
State	CA
Zip	95010-2148
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Subdivision	TURNER LANE MOBILEHOME PARK TR1546
Legal Lot Number	6
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1002
Census Tract	121802

Owner

920 Capitola Ave, Spc 6 is owned and occupied by an individual who bought it in October 2020.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	Individual Name on File
Mailing Address	920 CAPITOLA AVE, 6, CAPITOLA, CA 95010-2148
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2020	Grant Deed, Transfer · Conventional Mortgage BAY FCU
Jun 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage SCCCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 9, 2020 · Amount on File
Deed Sale	Oct 9, 2020 · Amount on File
Prior Sale	Nov 23, 2016 · Amount on File
Deed Document Number	202041059
Prior Transfer Date	Jun 7, 2016
Prior Transfer Doc	0000020391
Record Updated	Sep 20, 2026

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Oct 9, 2020
Property Address	920 CAPITOLA AVE SPC 6, 6, CAPITOLA, CA 95010-2148
Document Number	0000041059
Map Reference	VOL 113 PG 3
Instrument Date	Oct 5, 2020
Instrument	2020-0041059
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	920 CAPITOLA AVE SPC 6, 6, CAPITOLA, CA 95010-2148

Mortgage

Document Number	0000041060
Date	Oct 9, 2020
Instrument	2020-0041060

Lender

Name	BAY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	920 CAPITOLA AVE SPC 6, 6, CAPITOLA, CA 95010-2148
Document Number	0000018449
Instrument Date	Jun 27, 2019
Transaction Type	Mortgage
Record Updated	Jul 17, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	920 CAPITOLA AVE #6 CAPITOLA CA 950102148, 6, CAPITOLA, CA 95010-2148

Mortgage

Document Number	0000018449
Date	Jul 3, 2019
Instrument	18449

Lender

Name	SCCCU
Address	SANTA CRUZ, CA 95060

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 920 Capitola Ave, Spc 6 was $6,752.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Capitola City
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$508,429 (+2%) Land $386,980 Building $121,449
2025	$6,752.00	$498,460 Land $379,392 Building $119,068
2023	$6,115.00 (+1.29%)	$479,104 Land $364,660 Building $114,444	$482,760
2022	$6,037.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 920 Capitola Ave, Spc 6 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 920 Capitola Ave, Spc 6 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 757 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Surfnet Communications Fixed Wireless	100 / 20

May also be available: AT&T, Cruzio, T-Mobile, Xfinity.

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