920 Capitola Ave, Spc 56, Capitola, CA 95010 Property Records

Santa Cruz County property record for 920 Capitola Ave, Spc 56, Capitola, CA 95010

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,030 sqft · built 2000
Lot Size	0.05 acres (2,178 sqft)
Owner	2 Individual Names on File
Last Sale	$540,000 (Nov 2025)
Tax Bill	$2,296 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Mar 2017 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`036-531-32`

Property Details

APN / Parcel Number

Primary APN	`036-531-32`
Alternative APNs	`036-531-32-000` `03602135056`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,030 sqft Gross Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Mobile Home
Construction Type	Manufactured
Roof Material	Composition Shingle
Lot Area	2,178 sqft (0.05 acres)
Garage Type	Carport
Garage Area	480 sqft
Carport	Carport
Carport Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	920 CAPITOLA AVE, 56
City	CAPITOLA
State	CA
Zip	95010-2154
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Subdivision	TURNER LANE MOBILEHOME PARK
Legal Lot Number	56
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1004
Census Tract	121802

Owner

920 Capitola Ave, Spc 56 is owned by two individuals who bought it in November 2025.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	920 CAPITOLA AVE, 56, CAPITOLA, CA 95010-2154
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2025	Grant Deed, Transfer · Conventional Mortgage JMAC LENDING INC
Mar 23, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 23, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2025 · Amount on File
Deed Sale	Nov 5, 2025 · Amount on File
Prior Sale	Apr 1, 2008 · Amount on File
Deed Document Number	202523800
Prior Transfer Date	Mar 17, 2017
Prior Transfer Doc	0000009911
Record Updated	Sep 20, 2026

November 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Nov 5, 2025
Property Address	920 CAPITOLA AVE SPC 56, 56, CAPITOLA, CA 95010-2154
Document Number	0000023800
Map Reference	VOL 113 PG 3
Instrument Date	Oct 31, 2025
Instrument	2025-0023800
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$594.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	920 CAPITOLA AVE SPC 56, 56, CAPITOLA, CA 95010-2154

Mortgage

Document Number	0000023801
Date	Nov 5, 2025
Instrument	2025-0023801

Lender

Name	JMAC LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2055

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Mar 23, 2017
Property Address	920 CAPITOLA AVE SPC 56, 56, CAPITOLA, CA 95010-2154
Document Number	0000009911
Instrument Date	Mar 17, 2017
Instrument	9911
Transaction Type	Transfer
Record Updated	Apr 5, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2201 VALENCIA RD APTOS CA 950039748, APTOS, CA 95003-9748

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Mar 23, 2017
Property Address	920 CAPITOLA AVE SPC 56, 56, CAPITOLA, CA 95010-2154
Document Number	0000009912
Instrument Date	Mar 17, 2017
Instrument	9912
Transaction Type	Transfer
Record Updated	Apr 5, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2201 VALENCIA RD APTOS CA 950039748, APTOS, CA 95003-9748

Tax Assessment & Valuation

The 2025 property tax bill for 920 Capitola Ave, Spc 56 was $2,296.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Capitola City
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$540,000 (+411.07%) Land $470,000 Building $70,000
2025	$2,296.00	$105,661 Land $7,570 Building $98,091
2023	$1,932.00 (+2.71%) Homeowner's exemption	$101,558 Land $7,276 Building $94,282	$510,300
2022	$1,881.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 920 Capitola Ave, Spc 56 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 920 Capitola Ave, Spc 56 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 757 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Surfnet Communications Fixed Wireless	100 / 20

May also be available: AT&T, Cruzio, T-Mobile, Xfinity.

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