920 Capitola Ave, Spc 49, Capitola, CA 95010 Property Records

Santa Cruz County property record for 920 Capitola Ave, Spc 49, Capitola, CA 95010

Property Summary

Property Type	Mobile Home
Lot Size	0.049 acres (2,134 sqft)
Owner	Individual Name on File
Tax Bill	$2,305 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Feb 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`036-541-21`

Property Details

APN / Parcel Number

Primary APN	`036-541-21`
Alternative APNs	`036-541-21-000` `03602135049`

Exterior

Architectural Style	Mobile Home
Lot Area	2,134 sqft (0.049 acres)

Location & Zoning

Street Address	920 CAPITOLA AVE, 49
City	CAPITOLA
State	CA
Zip	95010-2154
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Subdivision	1546 TURNER LANE MOBILEHOME PA
Legal Lot Number	49
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1004
Census Tract	121802

Owner

920 Capitola Ave, Spc 49 is owned and occupied by an individual who acquired it in May 2019.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	Individual Name on File
Mailing Address	920 CAPITOLA AVE, 49, CAPITOLA, CA 95010-2154
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2021	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Feb 9, 2017	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Jun 1, 2018	Deed of Trust, Mortgage · FHA Mortgage VISION ONE MORTGAGE INC
May 31, 2019	Intrafamily Transfer, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2019
Deed Sale	May 31, 2019
Prior Sale	Mar 27, 2008 · Amount on File
Deed Document Number	201914691
Prior Transfer Date	May 24, 2019
Prior Transfer Doc	0000014691
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	920 CAPITOLA AVE SPC 49, 49, CAPITOLA, CA 95010-2154
Transaction Type	Mortgage
Record Updated	Jul 6, 2021
Title Company	AMROCK TITLE CA INC, AMROCK TITLE CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	920 CAPITOLA AVE 49, 49, CAPITOLA, CA 95010-2154

Mortgage

Document Number	0000033111
Date	Jun 16, 2021
Instrument	2021-0033111

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	352 Months
Due	Oct 1, 2050

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	920 CAPITOLA AVE SPC 49, 49, CAPITOLA, CA 95010-2154
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004932
Date	Feb 9, 2017
Instrument	2017-0004932

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2047

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	920 CAPITOLA AVE SPC 49, 49, CAPITOLA, CA 95010-2154
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016617
Date	Jun 1, 2018
Instrument	2018-0016617

Lender

Name	VISION ONE MORTGAGE INC
Type	Mortgage Company
Address	NEWPORT BEACH, CA 92660

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2048

May 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	May 31, 2019
Property Address	920 CAPITOLA AVE SPC 49, 49, CAPITOLA, CA 95010-2154
Document Number	0000014691
Map Reference	VOL 113 PG 3
Instrument Date	May 24, 2019
Instrument	2019-0014691
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	STEWART TITLE OF CA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	920 CAPITOLA AVE SPC 49, 49, CAPITOLA, CA 95010-2154

Mortgage

Document Number	0000014692
Date	May 31, 2019
Instrument	2019-0014692

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 920 Capitola Ave, Spc 49 was $2,305.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Capitola City
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$109,023 (+2%) Land $7,623 Building $101,400
2025	$2,305.00	$106,886 Land $7,474 Building $99,412
2023	$2,017.00 (+2.54%)	$102,735 Land $7,183 Building $95,552	$505,530
2022	$1,967.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 920 Capitola Ave, Spc 49 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 920 Capitola Ave, Spc 49 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 757 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Surfnet Communications Fixed Wireless	100 / 20

May also be available: AT&T, Cruzio, T-Mobile, Xfinity.

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