920 Busters Ln, Owings, MD 20736 Property Records

Calvert County property record for 920 Busters Ln, Owings, MD 20736

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 4,002 sqft · built 2003
Lot Size	2.11 acres (91,912 sqft)
Owner	2 Trust Names on Record
Tax Bill	$7,867 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Oct 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-151573`

Property Details

APN / Parcel Number

Primary APN	`03-151573`
Alternative APNs	`3151573` `151573`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,002 sqft Total Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	91,912 sqft (2.11 acres)
Garage Type	Built-in
Garage Area	1,140 sqft
Parking Spaces	4 Parking Spaces
Pool Area	720 sqft
Porch	Slab
Porch Area	315 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	151573
Street Address	920 BUSTERS LN
City	OWINGS
State	MD
Zip	20736-3052
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RUR
Legal Description	LT 4R & PAR A,C & H BUSTERS PLACE
Legal Subdivision	BUSTERS PLACE
Legal Lot Number	4R
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	2
Census Block	2016
Census Tract	860200

Owner

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	920 BUSTERS LN, OWINGS, MD 20736-3052
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage TOWNEBANK MORTGAGE
Oct 11, 2022	Intrafamily Transfer, Transfer
Mar 29, 2017	Deed of Trust, Mortgage · Line of Credit SANDY SPRING BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2008
Deed Sale	Oct 14, 2008
Prior Sale	Jun 13, 2002 · Amount on Record
Deed Document Number	200890665
Deed Book / Page	3208 / 233
Last Transfer Date	Sep 21, 2022
Transfer Doc	0063570064
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	920 BUSTERS LN, OWINGS, MD 20736-3052
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	BAY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	920 BUSTERS LN, OWINGS, MD 20736-3052

Mortgage

Document Number	0061270266
Date	Oct 29, 2021
Book Page	6127/266

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23451

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2036

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CALVERT MD
Recording Date	Oct 11, 2022
Property Address	920 BUSTERS LN, OWINGS, MD 20736-3052
Document Number	0063570064
Book / Page	6357 / 64
Map Reference	LB ABE 4 FO 223
Instrument Date	Sep 21, 2022
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	920 BUSTERS LN, OWINGS, MD 20736-3052

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	920 BUSTERS LN, OWINGS, MD 20736-3052
Document Number	0049740277
Book / Page	004974 / 000277
Instrument Date	Mar 29, 2017
Transaction Type	Mortgage
Record Updated	Jul 25, 2017
Title Company	MARYLAND TITLE CENTER LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	920 BUSTERS LN OWINGS MD 207363052, OWINGS, MD 20736-3052

Mortgage

Document Number	0049740277
Date	Apr 12, 2017
Book Page	004974/000277

Lender

Name	SANDY SPRING BK
Type	Bank
Address	OLNEY, MD 20832

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Apr 11, 2057

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$724,833 (+2.31%)	$757,500 (+6.92%) Land $152,800 Building $604,700
2025	$7,867.00 (+22.25%) Homeowner's exemption	$708,500 (+14.38%) Land $152,800 Building $555,700	$708,500 (-) Land $152,800 Building $555,700
2023	$6,435.00 Homeowner's exemption	$619,433	$708,500 Land $152,800 Building $555,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2002–2003)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2003 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Verizon.

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