920 Birch St, Steilacoom, WA 98388 Property Records

Pierce County property record for 920 Birch St, Steilacoom, WA 98388 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,846 sqft · built 2018
Lot Size	0.688 acres (29,978 sqft)
Owner	2 Individual Names on File
Last Sale	$284,719 (Sep 2018)
Tax Bill	$10,107 (2025)
Deeds & Mortgages	Nov 2018 Construction Loan Nov 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`400341-0-060`

Property Details

APN / Parcel Number

Primary APN	`400341-0-060`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,846 sqft Living Area
Gross Area	668 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	29,978 sqft (0.688 acres)
Garage Type	Attached
Garage Area	668 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Slab
Porch Area	568 sqft
Deck Area	140 sqft
Patio Area	140 sqft
Storage Building	221 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	920 BIRCH ST
City	STEILACOOM
State	WA
Zip	98388-3704
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 06 TOWNSHIP 19 RANGE 02 QUARTER 42 BIRCH HILL ESTATES: L 6 TOG/W UNDIV INT IN TRACT A EASE OF REC OUT OF 02-19-06-1-062, 2-024, 3-050 & 4-020 SEG 2018-0399 JP 02/23/18 JP
Legal Range	02
Legal Township	19
Legal Section	06
Legal Subdivision	BIRCH HILL ESTATES
Legal Tract	A
Legal Lot Number	6
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	2
Census Block	2008
Census Tract	72111

Owner

Source: Pierce County records · APN 400341-0-060

Assessment roll updated July 15, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	920 BIRCH ST, STEILACOOM, WA 98388-3704
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2018	Deed of Trust, Mortgage · Construction Mortgage UMPQUA BANK
Nov 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MORTGAGE CORP
Mar 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage STRONG HOME MORTGAGE LLC
Sep 12, 2018	Warranty Deed, Transfer · ARM US BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 12, 2018 · Amount on Record
Deed Sale	Sep 12, 2018 · Amount on Record
Deed Document Number	2018193
Record Updated	Sep 20, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	920 BIRCH ST, STEILACOOM, WA 98388-3704
Transaction Type	Mortgage
Record Updated	Sep 15, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011260961
Date	Nov 26, 2018
Instrument	201811260961

Lender

Name	UMPQUA BANK
Type	Bank
Address	MOUNTLAKE TERRACE, WA 98043

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Dec 01, 2049

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Type Change Date	Dec 01, 2028
Change Frequency	Annually
Min Rate At Change	3.12%
Max Rate At Change	7.12%
Index	1-Year LIBOR
Max Rate	10.1%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	920 BIRCH ST, STEILACOOM, WA 98388-3704
Transaction Type	Mortgage
Record Updated	Sep 15, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011270940
Date	Nov 27, 2019
Instrument	201911270940

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2049

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	920 BIRCH ST, STEILACOOM, WA 98388-3704
Transaction Type	Mortgage
Record Updated	Sep 15, 2021
Title Company	SOLIDIFI

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003151018
Date	Mar 15, 2021
Instrument	202103151018

Lender

Name	STRONG HOME MORTGAGE LLC
Type	Mortgage Company
Address	MANASSAS, VA 20110

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Sep 12, 2018
Property Address	920 BIRCH ST, STEILACOOM, WA 98388-3704
Document Number	0009120193
Map Reference	DOC201802215012
Instrument Date	Aug 20, 2018
Instrument	201809120193
Transaction Type	Transfer
Record Updated	Sep 15, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$5,073.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1210 ADAMS ST, STEILACOOM, WA 98388-3810

Mortgage

Document Number	0009120194
Date	Sep 12, 2018
Instrument	201809120194

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2048

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	Oct 01, 2021
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	7.62%
Index	1-Year CMT
Max Rate	11.6%

Tax Assessment & Valuation

Source: Pierce County records · Assessment roll updated July 15, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Municipality	Steilacoom Town
Unified School District	Steilacoom Historical School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,316,400 (+5.91%) Land $468,200 Building $848,200	$1,316,400 (+5.91%) Land $468,200 Building $848,200
2025	$10,107.00 (-5.52%)
2024	$10,697.00 (-4.53%)	$1,243,000 (-5.25%) Land $415,300 Building $827,700	$1,243,000 (-5.25%) Land $415,300 Building $827,700
2023	$11,204.00	$1,311,900 Land $427,600 Building $884,300	$1,311,900 Land $427,600 Building $884,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pierce County (53053C), updated February 27, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 530530721112, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1998)
Most Recent Claim	Feb 1998, tidal / storm surge

Wildfire

Wildfire Risk	Low above 20% of the US · above 16% of Washington
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 281 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Lumen Technologies	DSL	140 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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