920 Arnold Way, San Jose, CA 95128 Property Records

Santa Clara County property record for 920 Arnold Way, San Jose, CA 95128

Property Summary

Property Type	Single Family Home
Details	6 bd · 4.5 ba · 3,026 sqft · built 1948
Lot Size	0.212 acres (9,222 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,600,000 (Sep 2025)
Tax Bill	$24,634 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Sep 2021 Sale & Mortgage
Flood Zone	Zone D (undetermined)
APN	`282-13-045`

Property Details

APN / Parcel Number

Primary APN	`282-13-045`

Interior

Bedrooms	6 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,026 sqft Living Area
Gross Area	2,217 sqft
1st Floor Area	1,497 sqft
2nd Floor Area	720 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 2025
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	9,222 sqft (0.212 acres)
Lot Dimensions	159 ft deep x 58 ft wide
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Pool Area	7,647 sqft
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	920 ARNOLD WAY
City	SAN JOSE
State	CA
Zip	95128-3403
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-5
Legal Description	TRACT 265 DOWNING AVENUE HOMESITES BOOK 8 PAGE 28 PAGE 29 LOT 55
Legal Subdivision	DOWNING AVE HOMESITES
Legal Tract	265
Legal Lot Number	55
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	3
Census Block	3019
Census Tract	502101

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	920 ARNOLD WAY, SAN JOSE, CA 95128-3403
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2025	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Sep 20, 2021	Grant Deed, Transfer · Conventional Mortgage FIRST REPUBLIC BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2025 · Amount on Record
Deed Sale	Sep 15, 2025 · Amount on Record
Prior Sale	Sep 20, 2021 · Amount on Record
Deed Document Number	202525869562
Transfer Doc	0025033534
Record Updated	Oct 29, 2026

September 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Sep 15, 2025
Property Address	920 ARNOLD WAY, SAN JOSE, CA 95128-3403
Document Number	0025869562
Map Reference	MB 8 PG 28 & 29
Instrument Date	Aug 12, 2025
Instrument	25869562
Transaction Type	Transfer
Record Updated	Sep 24, 2025
Title Company	CORNERSTONE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$11,440.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	920 ARNOLD WAY, SAN JOSE, CA 95128-3403

Mortgage

Document Number	0025869565
Date	Sep 15, 2025
Instrument	25869565

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.62%
Max Rate At Change	9.87%
Index	Other
Max Rate	9.87%

September 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Sep 20, 2021
Property Address	920 ARNOLD WAY, SAN JOSE, CA 95128-3403
Document Number	0025106290
Map Reference	MB 8 PG 28&29
Instrument Date	Aug 25, 2021
Instrument	25106290
Transaction Type	Transfer
Record Updated	Sep 29, 2021
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	920 ARNOLD WAY, SAN JOSE, CA 95128-3403

Mortgage

Document Number	0025106291
Date	Sep 20, 2021
Instrument	25106291

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Oct 1, 2031
Change Frequency	Annually
Min Rate At Change	2.95%
Index	Other
Max Rate	10.9%

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Elementary School District	Campbell Union Elementary School District (KG - 08)
Secondary School District	Campbell Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,600,000 (+41.57%) Land $1,820,000 Building $780,000
2025	$24,634.00 (+27.39%)	$1,836,490 (+28.61%) Land $1,273,449 Building $563,041
2023	$19,337.00 (+0.91%)	$1,428,000 Land $1,224,000 Building $204,000
2022	$19,163.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 721 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Sail Internet.

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