920 Adrian St, Waterloo, IA 50703 Property Records

Black Hawk County property record for 920 Adrian St, Waterloo, IA 50703

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 672 sqft · built 1946
Lot Size	0.452 acres (19,693 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,942 (2025)
Deeds & Mortgages	Mar 2018 Line of Credit Jul 2017 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`8912-30-178-017`

Property Details

APN / Parcel Number

Primary APN	`8912-30-178-017`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	672 sqft Living Area
Basement Area	672 sqft
Finished Basement	100 sqft
Unfinished Basement	672 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Exterior Material	Aluminum Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,693 sqft (0.452 acres)
Lot Dimensions	104 ft deep x 47 ft wide
Garage Type	Detached
Garage Area	1,092 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	162 sqft
Deck Area	100 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	920 ADRIAN ST
City	WATERLOO
State	IA
Zip	50703-5404
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SCHULERS SUBDIV OF BLK 21 LINDEN PLACE WLOO LOT 6 LOT 7 LOT 8 AND LOT 15 ALL IN BLK 1
Legal Subdivision	SCHULERS SUBDIV OF BLK 21
Legal Block	1,21
Legal Lot Number	6-8,15
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	3
Census Block	3015
Census Tract	1900

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	920 ADRIAN ST, WATERLOO, IA 50703-5404
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2018	Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF IOWA CREDIT UNION
Jul 17, 2017	Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF IOWA COMMUNITY CU
Jun 2, 2022	Deed of Trust, Mortgage · Line of Credit GREENSTATE CU
Nov 5, 2021	Intrafamily Transfer, Transfer
Oct 12, 2021	Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	920 ADRIAN ST, WATERLOO, IA 50703-5404
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800015269
Date	Mar 21, 2018
Instrument	201800015269

Lender

Name	UNIVERSITY OF IOWA CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	58 Months
Due	Jan 1, 2023

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	920 ADRIAN ST, WATERLOO, IA 50703-5404
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800000874
Date	Jul 17, 2017
Instrument	2018-00000874

Lender

Name	UNIVERSITY OF IOWA COMMUNITY CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	920 ADRIAN ST, WATERLOO, IA 50703-5404
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200023405
Date	Jun 2, 2022
Instrument	202200023405

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jun 1, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BLACK HAWK IA
Recording Date	Nov 5, 2021
Property Address	920 ADRIAN ST, WATERLOO, IA 50703-5404
Document Number	202200009790
Instrument Date	Nov 5, 2021
Instrument	202200009790
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	920 ADRIAN ST, WATERLOO, IA 50703-5404

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Oct 12, 2021
Property Address	920 ADRIAN ST, WATERLOO, IA 50703-5404
Document Number	202200007954
Instrument Date	Oct 8, 2021
Instrument	202200007954
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Amount	Amount Recorded
Tax	$9.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	920 ADRIAN ST, WATERLOO, IA 50703-5404

Mortgage

Document Number	202200008206
Date	Oct 15, 2021
Instrument	202200008206

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Nov 1, 2031

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,942.00 (+36.95%) Homeowner's exemption	$106,060 (+40.35%) Land $8,070 Building $97,990	$106,060 (+40.35%) Land $8,070 Building $97,990
2024	$1,418.00 (+43.52%)
2023		$75,570 (+40.2%) Land $8,070 Building $67,500	$75,570 (+40.2%) Land $8,070 Building $67,500
2022	$988.00 Homeowner's exemption	$53,900 Land $8,070 Building $45,830
2021			$53,900 Land $8,070 Building $45,830

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	7 (1979)
Most Recent Claim	Apr 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 571 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: GigFire, Nextlink, Waterloo Fiber.

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