Wright County property record for 920 5th Ave, Howard Lake, MN 55349
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,353 sqft · built 1892 |
| Lot Size | 0.433 acres (18,861 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,330 (2026) |
| Deeds & Mortgages | Sep 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 109-012-001050 |
| Primary APN | 109-012-001050 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,353 sqft Living Area |
| 1st Floor Area | 1,078 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1892 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Foundation Type | Stone |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 18,861 sqft (0.433 acres) |
| Garage Area | 900 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 66 sqft |
| Deck Area | 48 sqft |
| Storage Building | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 920 5TH AVE |
|---|---|
| City | HOWARD LAKE |
| State | MN |
| Zip | 55349-3207 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-03 TWP-118 RANGE-027 CARTERS 2ND ADDN LTS 5&6 BLK F & VAC ALLEY DES S1/2 OF VAC ALLEY ADJ TO LT5 ON TH N LY BET E & W LN |
| Legal Range | 027 |
| Legal Township | 118 |
| Legal Section | 03 |
| Legal Subdivision | CARTERS 2ND ADDN |
| Legal Block | F |
| Legal Lot Number | 5-6 |
| Jurisdiction | WRIGHT MN |
| Township / Civil Division | HOWARD LAKE |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 101200 |
920 5th Ave is owned and occupied by two individuals who acquired it in January 2025.
Source: Wright County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 920 5TH AVE, HOWARD LAKE, MN 55349-3207 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jan 27, 2025 |
| Transfer Doc | 0001569283 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | WRIGHT MN |
| Property Address | 920 5TH AVE, HOWARD LAKE, MN 55349-3207 |
| Document Number | 0001353517 |
| Instrument Date | Sep 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 28, 2017 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 12 HOWARD LAKE MN 553490012, HOWARD LAKE, MN 55349-0012 |
| Document Number | 0001353517 |
|---|---|
| Date | Sep 18, 2017 |
| Instrument | 1353517 |
| Name | CITIZENS ALLIANCE BK |
|---|---|
| Type | Bank |
| Address | HOWARD LAKE, MN 55349 |
| Term | 60 Months |
|---|---|
| Due | Sep 17, 2022 |
The 2026 property tax bill for 920 5th Ave was $2,330.
Source: Wright County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Wright County |
| Municipality | Howard Lake City |
| Unified School District | Howard Lake-Waverly-Winsted (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,330.00 | $191,400 (-2.5%) Land $48,600 Building $142,800 | $191,400 (-2.5%) Land $48,600 Building $142,800 |
| 2025 | $196,300 Land $57,400 Building $138,900 | $196,300 Land $57,400 Building $138,900 | |
| 2023 | $2,252.00 (+20.3%) | $197,100 Land $58,200 Building $138,900 | $197,100 Land $58,200 Building $138,900 |
| 2022 | $1,872.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 920 5th Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 920 5th Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Howard Lake serves 2,180 people · EPA ID MN1860010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 15 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 2,000 / 1,000 |
| Broadband Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon, Xtratyme Technologies.
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