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920 45th Ave, Vero Beach, FL 32966 Property Records

Indian River County property record for 920 45th Ave, Vero Beach, FL 32966

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,713 sqft · built 1978
Lot Size0.28 acres (12,197 sqft)
Owner2 Individual Names on Record
Tax Bill$1,983 (2025)
Deeds & MortgagesJun 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN33-39-09-00008-0070-00008.0

Property Details

APN / Parcel Number

Primary APN33-39-09-00008-0070-00008.0
Alternative APN
  • 71806

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area1,713 sqft Living Area
1st Floor Area1,713 sqft
Interior WallsPlaster

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1990
Exterior MaterialFiber Cement Siding
Construction TypeWood Frame
Foundation TypeRetaining Wall
Roof TypeHip
Roof MaterialAsphalt
Lot Area12,197 sqft (0.28 acres)
Lot Dimensions123 ft deep x 100 ft wide
Garage Area572 sqft
DrivewayDriveway
Driveway Area900 sqft

Exterior Amenities

Pool Area1 sqft
PorchOpen Porch
Porch Area384 sqft
Patio Area352 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number71806
Street Address920 45TH AVE
CityVERO BEACH
StateFL
Zip32966-2840
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-3
Legal DescriptionGLENDALE LAKES SUB BLK 7 LOT 8 PBI 6-26
Legal Range39
Legal Township33
Legal Section09
Legal SubdivisionGLENDALE LAKES SUB
Legal Block7
Legal Lot Number8
JurisdictionINDIAN RIVER FL
Township / Civil DivisionVERO BEACH
Census Block Group3
Census Block3004
Census Tract50702

Owner

Source: Indian River County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Co-owner2 Co-owners on Record
Mailing Address920 45TH AVE, VERO BEACH, FL 32966-2840
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names4 Names on Deed
Last Transfer DateMay 16, 2025
Transfer Doc0037762287
Record UpdatedJun 8, 2026

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionINDIAN RIVER FL
Property Address920 45TH AVE, VERO BEACH, FL 32966-2840
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0031280269
DateJun 26, 2018
Book Page3128/0269
Instrument3120180039228
Lender
NamePNC BANK NA
TypeBank
AddressVERO BEACH, FL 32960
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyIndian River County
Unified School DistrictIndian River County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,983.00 (+21.88%)$149,495 (+5.99%)$346,703 (+3.34%) Land $41,225 Building $305,478
2023$1,627.00 (+3.11%)$141,050 (+3%)$335,488 (+14.33%) Land $41,225 Building $294,263
2022$1,578.00$136,942$293,438 Land $41,225 Building $252,213

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 234 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies234 in force
Nearby Flood Claims25 (1979–2025)
Claims Outside the SFHA21 of 25
Most Recent ClaimOct 2025 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims
  • Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIAN RIVER COUNTY UTILITIES (2 WTPS)
serves 126,893 people · EPA ID FL3314052
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting14
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250

May also be available: T-Mobile.

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