920 40th St, Des Moines, IA 50312 Property Records

Polk County property record for 920 40th St, Des Moines, IA 50312

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,867 sqft · built 1920
Lot Size	0.143 acres (6,250 sqft)
Owner	Individual Name on File
Last Sale	$293,000 (Oct 2023)
Tax Bill	$5,424 (2024)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`7824-06-153-013`

Property Details

APN / Parcel Number

Primary APN	`7824-06-153-013`
Alternative APN	`090/00927-000-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,867 sqft Living Area
Gross Area	2,931 sqft
1st Floor Area	1,184 sqft
Attic Area	683 sqft
Basement Area	1,064 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Wood Frame
Foundation Type	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,250 sqft (0.143 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	216 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	244 sqft
Deck Area	146 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	920 40TH ST
City	DES MOINES
State	IA
Zip	50312-3108
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 88 CAMPBELL PLACE
Legal Range	24W
Legal Township	78N
Legal Section	06
Legal Subdivision	CAMPBELL PLACE
Legal Lot Number	88
Jurisdiction	POLK IA
Township / Civil Division	DES MOINES
Census Block Group	4
Census Block	4016
Census Tract	2800

Owner

920 40th St is owned and occupied by an individual who bought it in October 2023.

Source: Polk County records, as of October 15, 2025

Owner of Record	Individual Name on File
Mailing Address	920 40TH ST, DES MOINES, IA 50312-3108
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2023	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE PRODUCERS INC
Aug 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Aug 23, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST CLASS CU
Oct 24, 2018	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 16, 2023 · Amount on File
Deed Sale	Oct 16, 2023 · Amount on File
Prior Sale	Aug 23, 2021 · Amount on File
Deed Document Number	2023-00055555
Deed Book / Page	19628 / 388
Record Updated	Jun 8, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Oct 16, 2023
Property Address	920 40TH ST, DES MOINES, IA 50312-3108
Document Number	0000055555
Book / Page	19628 / 388
Instrument Date	Sep 26, 2023
Instrument	2023-00055555
Transaction Type	Transfer
Record Updated	Oct 26, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$468.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	920 40TH ST, DES MOINES, IA 50312-3108

Mortgage

Document Number	0000055556
Date	Oct 16, 2023
Instrument	2023-00055556

Lender

Name	MORTGAGE PRODUCERS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	920 40TH ST, DES MOINES, IA 50312-3108
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013049
Date	Aug 3, 2020
Book Page	17984/389
Instrument	2020-00013049

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Aug 23, 2021
Property Address	920 40TH ST, DES MOINES, IA 50312-3108
Document Number	0000089058
Book / Page	18712 / 650
Instrument Date	Aug 18, 2021
Instrument	2021-00089058
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$424.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	920 40TH ST, DES MOINES, IA 50312-3108

Mortgage

Document Number	0000089060
Date	Aug 23, 2021
Instrument	2021-00089060

Lender

Name	FIRST CLASS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Oct 24, 2018
Property Address	920 40TH ST, DES MOINES, IA 50312-3108
Document Number	0000032653
Book / Page	17121 / 0858
Instrument Date	Oct 22, 2018
Instrument	2018-00032653
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$311.20
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	920 40TH ST, DES MOINES, IA 50312-3108

Mortgage

Document Number	0000032655
Date	Oct 24, 2018
Instrument	2018-00032655

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$296,700 Land $45,800 Building $250,900	$296,700 Land $45,800 Building $250,900
2024	$5,424.00
2023		$204,600 (+19.79%) Land $41,400 Building $163,200	$204,600 Land $41,400 Building $163,200
2022		$170,800 Land $36,400 Building $134,400
2021			$170,800 Land $36,400 Building $134,400
2020	$3,668.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 920 40th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 920 40th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 644 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink.

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