920 3rd St N, Fargo, ND 58102 Property Records

Cass County property record for 920 3rd St N, Fargo, ND 58102

Property Summary

Property Type	Single Family Home
Details	1,120 sqft · built 1900
Lot Size	0.08 acres (3,500 sqft)
Owner	2 Individual Names on File
Last Sale	$161,000 (May 2025)
Tax Bill	$2,994 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Nov 2020 Second Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`01-0580-00020-000`

Property Details

APN / Parcel Number

Primary APN	`01-0580-00020-000`

Interior

Stories	1 Story
Building Area	1,120 sqft Living Area
1st Floor Area	792 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	3,500 sqft (0.08 acres)
Lot Dimensions	70 ft deep x 50 ft wide

Location & Zoning

Street Address	920 3RD ST N
City	FARGO
State	ND
Zip	58102-3741
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR3
Legal Description	LOT: 1 BLOCK: 1 ADDITION: DEWITTS ADDITIONAL: DEWITTS E 1/2 OF LOT 1 BLK 1
Legal Subdivision	DEWITTS
Legal Block	1
Legal Lot Number	1
Jurisdiction	CASS ND
Township / Civil Division	FARGO
Census Block Group	2
Census Block	2017
Census Tract	501

Owner

920 3rd St N is owned by two individuals who bought it in May 2025.

Source: Cass County records, as of April 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14999 COUNTY ROAD 109, MERRIFIELD, MN 56465-4095
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2019	Deed of Trust, Mortgage · FHA Mortgage GATE CITY BANK
Nov 16, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GATE CITY BANK
May 1, 2019	Warranty Deed, Transfer · FHA Mortgage GATE CITY BANK
Mar 21, 2018	Warranty Deed, Transfer THE TITLE SERVICES GROUP
Mar 21, 2018	Affidavit of Death, Transfer THE TITLE SERVICES GROUP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2025 · Amount on File
Deed Sale	May 12, 2025 · Amount on File
Prior Sale	May 1, 2019 · Amount on File
Deed Document Number	20251734027
Prior Transfer Date	Mar 19, 2018
Prior Transfer Doc	0001533367
Record Updated	Jun 8, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	920 3RD ST N, FARGO, ND 58102-3741
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PLAINS TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001572866
Date	Sep 30, 2019
Instrument	1572866

Lender

Name	GATE CITY BANK
Type	Bank
Address	FARGO, ND 58102

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	356 Months
Due	May 1, 2049

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	920 3RD ST N, FARGO, ND 58102-3741
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001612425
Date	Nov 16, 2020
Instrument	1612425

Lender

Name	GATE CITY BANK
Type	Bank

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	342 Months
Due	May 1, 2049

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	May 1, 2019
Property Address	920 3RD ST N, FARGO, ND 58102-3741
Document Number	0001561247
Instrument Date	May 1, 2019
Instrument	1561247
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	PLATINS TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	920 3RD ST N, FARGO, ND 58102-3741

Mortgage

Document Number	0001561248
Date	May 1, 2019
Instrument	1561248

Lender

Name	GATE CITY BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2049

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	Mar 21, 2018
Property Address	920 3RD ST N, FARGO, ND 58102-3741
Document Number	0001533368
Instrument Date	Mar 19, 2018
Instrument	1533368
Transaction Type	Transfer
Record Updated	Apr 3, 2018
Title Company	THE TITLE SERVICES GROUP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3201 OAKPORT ST N MOORHEAD MN 565606697, MOORHEAD, MN 56560-6697

March 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	CASS ND
Recording Date	Mar 21, 2018
Property Address	920 3RD ST N, FARGO, ND 58102-3741
Document Number	0001533367
Instrument Date	Mar 19, 2018
Instrument	1533367
Transaction Type	Transfer
Record Updated	Apr 3, 2018
Title Company	THE TITLE SERVICES GROUP

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 920 3rd St N was $2,994.

Source: Cass County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Cass County
Municipality	Fargo City
Unified School District	Fargo Public School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,994.00	$103,650 Land $12,450 Building $91,200	$207,300 Land $24,900 Building $182,400
2023	$2,452.00 (+4.79%)	$84,000 (+7.01%) Land $13,900 Building $70,100	$168,000 (+7.01%) Land $27,800 Building $140,200
2022	$2,340.00	$78,500 Land $13,900 Building $64,600	$157,000 Land $27,800 Building $129,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 920 3rd St N in Zone X, an area of moderate flood risk, though there have been 104 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	104 (1978–2019)
Claims Outside the SFHA	59 of 104
Most Recent Claim	Mar 2019 · river or lake flooding
Claims by Event	Flooding, Apr 2013 · 13 claims Severe Storms And Flooding, Mar 2009 · 6 claims Severe Flooding,severe Winter Storms, Snowmelt, Spring Rains, Apr 1997 · 60 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 920 3rd St N has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FARGO serves 120,762 people · EPA ID ND0900336
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Bromate resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 531 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fiber, Fixed Wireless in parts of the area	2,000 / 1,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Otter Tail Telecom.

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