Cottonwood County property record for 920 3rd St, Bingham Lake, MN 56118
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 968 sqft · built 1901 |
| Lot Size | 4.05 acres (176,418 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $866 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-751-0200 |
| Primary APN | 19-751-0200 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 968 sqft Living Area |
| 1st Floor Area | 968 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1901 |
|---|---|
| Effective Year Built | Effective 1948 |
| Exterior Material | Composition/Composite |
| Construction Type | Wood |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 176,418 sqft (4.05 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Garage Type | Detached |
| Garage Area | 720 sqft |
| Porch | Slab |
| Porch Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 920 3RD ST |
|---|---|
| City | BINGHAM LAKE |
| State | MN |
| Zip | 56118-9631 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 1,2 BLK 7; S PART BLK 6 (382' W SIDE 364 E SIDE) 4.05 |
| Legal Subdivision | TAGGARTS 2ND ADD |
| Legal Block | 7 |
| Legal Lot Number | 1,2 |
| Jurisdiction | COTTONWOOD MN |
| Township / Civil Division | BINGHAM LAKE |
| Census Block Group | 1 |
| Census Block | 1076 |
| Census Tract | 270400 |
920 3rd St is owned and occupied by an individual.
Source: Cottonwood County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 401, WINDOM, MN 56101-0401 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 920 3rd St was $866 with a homeowner's exemption.
Source: Cottonwood County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Cottonwood County |
| Municipality | Bingham Lake City |
| Unified School District | Windom Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $866.00 Homeowner's exemption | $92,500 Land $19,800 Building $72,700 | $92,500 Land $19,800 Building $72,700 |
| 2025 | $866.00 | ||
| 2023 | $446.00 | $47,900 Land $18,300 Building $29,600 | $47,900 Land $18,300 Building $29,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 920 3rd St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 920 3rd St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 84% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Bingham Lake serves 128 people · EPA ID MN1170008 |
|---|---|
| Water Source | Purchased groundwater from Windom |
| Last State Inspection | Nov 2023 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Southwest MN Broadband Services Fiber | 2,000 / 2,000 |
| GigFire Fixed Wireless | 150 / 130 |
| Midco Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
5G and 4G LTE (outdoors only)
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