920 2nd St E, West Fargo, ND 58078 Property Records

Cass County property record for 920 2nd St E, West Fargo, ND 58078

Property Summary

Property Type	Other Improved
Details	4 bd · 1 ba · 912 sqft · built 1971
Lot Size	0.207 acres (9,017 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,552 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Mar 2020 Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`02-3300-00060-000`

Property Details

APN / Parcel Number

Primary APN	`02-3300-00060-000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	912 sqft Living Area
Basement Area	684 sqft
Unfinished Basement	684 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Construction Type	Frame
Lot Area	9,017 sqft (0.207 acres)
Lot Dimensions	100 ft deep x 90 ft wide
Garage Type	Detached
Garage Area	392 sqft
Porch	Porch
Porch Area	110 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	920 2ND ST E
City	WEST FARGO
State	ND
Zip	58078-2942
Property Category	Other
Property Type	Other > Other Improved
Legal Description	LOT: 6 BLOCK: 12 ADDITION: WEST FARGO INVESTMENT 3RD ADDITIONAL: WEST FARGO INVESTMENT 3RD LOT 6 BLK 12
Legal Subdivision	WEST FARGO INVESTMENT 3RD ADDITIONAL
Legal Block	12
Legal Lot Number	6
Jurisdiction	CASS ND
Township / Civil Division	WEST FARGO
Census Block Group	4
Census Block	4010
Census Tract	10206

Owner

Source: Cass County records, as of April 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	920 2ND ST E, WEST FARGO, ND 58078-2942
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2020	Deed of Trust, Mortgage · ARM GATE CITY BANK
Mar 26, 2020	Deed of Trust, Mortgage TOWN & CNTRY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	920 2ND ST E, WEST FARGO, ND 58078-2942
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FM TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001613246
Date	Nov 20, 2020
Instrument	1613246

Lender

Name	GATE CITY BANK
Type	Bank
Address	FARGO, ND 58102

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2030
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	8.12%
Index	1-Year LIBOR
Max Rate	8.12%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	920 2ND ST E, WEST FARGO, ND 58078-2942
Document Number	0001586570
Instrument Date	Mar 26, 2020
Transaction Type	Mortgage
Record Updated	Apr 27, 2020
Title Company	NORTH DAKOTA GUARANTY AND TITLE, NORTH DAKOTA GUARANTY & TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	920 2ND ST E WEST FARGO ND 580782942, WEST FARGO, ND 58078-2942

Mortgage

Document Number	0001586570
Date	Apr 2, 2020
Instrument	1586570

Lender

Name	TOWN & CNTRY CU
Type	Credit Union
Address	FARGO, ND 58104

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2035

Tax Assessment & Valuation

Source: Cass County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Cass County
Municipality	West Fargo City
Unified School District	West Fargo Public School District 6 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,552.00 (-45.89%)	$109,850 (+4.97%) Land $26,600 Building $83,250	$219,700 (+4.97%) Land $53,200 Building $166,500
2023	$2,868.00	$104,650 Land $22,500 Building $82,150	$209,300 Land $45,000 Building $164,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WEST FARGO serves 34,858 people · EPA ID ND0900999
Water Source	Purchased surface water from CITY OF FARGO
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fixed Wireless in parts of the area	2,000 / 1,000
Sparklight Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Otter Tail Telecom, Verizon.

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