920 1st St, Elgin, OK 73538 Property Records

Comanche County property record for 920 1st St, Elgin, OK 73538

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,208 sqft · built 2007
Lot Size0.99 acres (43,124 sqft)
OwnerIndividual Name on Record
Last Sale$261,500 (Jul 2026)
Deeds & MortgagesJul 2026 Sale & Mortgage
Dec 2024 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN04N10W-31-4-99973-000-0000

Property Details

APN / Parcel Number

Primary APN04N10W-31-4-99973-000-0000
Alternative APNs
  • 160030023
  • 30023

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area2,208 sqft Living Area
1st Floor Area2,240 sqft

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleTraditional
Exterior MaterialBrick Veneer
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area43,124 sqft (0.99 acres)
Garage TypeAttached
Garage Area750 sqft
PorchSlab
Porch Area782 sqft
Total Buildings3 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number30023
Street Address920 1ST ST
CityELGIN
StateOK
Zip73538-9320
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description31-4N-10W NW/4 SE/4 LESS: BEG NW/C SE/4 THN S 1318.802' E 495.5'THN N PAR'LL TO THE QUARTER SEC LINE 1318.789' W ALG THE N LI
Legal Range10W
Legal Township04N
Legal Section31
Legal SubdivisionFARM 4N-10W
Legal TractA,B
JurisdictionCOMANCHE OK
Township / Civil DivisionNORTHEAST COMANCHE
Census Block Group1
Census Block1033
Census Tract2101

Owner

Source: Comanche County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address910 1ST ST, ELGIN, OK 73538-9320
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried

Deeds, Mortgages & Sale History

DateDocument
Jul 6, 2026Warranty Deed, Transfer · VA Mortgage
TITLE & CLOSING LLC
Dec 17, 2024Warranty Deed, Transfer · Commercial Mortgage
LEGACY BANK
Nov 22, 2021Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 6, 2026 · Amount on Record
Deed SaleJul 6, 2026 · Amount on Record
Prior SaleDec 17, 2024 · Amount on Record
Deed Document Number202610774
Deed Book / Page10248 / 91
Record UpdatedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOMANCHE OK
Recording DateJul 6, 2026
Property Address920 1ST ST, ELGIN, OK 73538-9320
Document Number0000010774
Book / Page10248 / 91
Instrument DateJul 1, 2026
Instrument202610774
Transaction TypeTransfer
Record UpdatedJul 15, 2026
Title CompanyTITLE & CLOSING LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$39,617.25
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000010775,
DateJul 6, 2026
Instrument202610775
Lender
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2056
Interest
Rate TypeAdjustable Rate
Rate6.51%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

December 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOMANCHE OK
Recording DateDec 17, 2024
Property Address920 1ST ST, ELGIN, OK 73538-9320
Document Number009736/180
Book / Page9736 / 180
Instrument DateDec 17, 2024
Instrument2024-018608
Transaction TypeTransfer
Record UpdatedJan 19, 2026
Title CompanyUNKNOWN, AGENT FOR OLD REPUBLIC NATL

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$600.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address920 1ST ST, ELGIN, OK 73538-9320
InvestorPossibly a Property Investor

Mortgage

Document Number2024018609
DateDec 17, 2024
Instrument2024-018609
Lender
NameLEGACY BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCOMANCHE OK
Recording DateNov 22, 2021
Property Address920 1ST ST, ELGIN, OK 73538-9320
Document Number008935/102
Book / Page8935 / 102
Instrument DateNov 10, 2021
Instrument2021-021705
Transaction TypeTransfer
Record UpdatedJan 19, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address910 1ST ST, ELGIN, OK 73538-9320
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Comanche County assessment roll, as of January 20, 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyComanche County
Unified School DistrictElgin Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025Homeowner's exemption$28,461 (+0.46%) Land $1,671 Building $26,790$252,987 (+0.46%) Land $14,850 Building $238,137
2023Homeowner's exemption$28,330 Land $229 Building $28,101$251,823 Land $2,032 Building $249,791

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 82% of the US · above 61% of Oklahoma
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCADDO CO RWD #3
serves 3,900 people · EPA ID OK2000816
Water SourceGroundwater
Last State InspectionDec 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Fiber
1,000 / 1,000
Southwest Oklahoma Telephone Company
Fiber
1,000 / 500
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20

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