St. Charles County property record for 920 1st Capitol Dr, Saint Charles, MO 63301
| Property Type | Commercial |
|---|---|
| Details | 7,318 sqft · built 1920 |
| Lot Size | 0.23 acres (9,999 sqft) |
| Owner | Company Name on Record |
| Last Sale | $221,000 (Mar 2012) |
| Tax Bill | $8,096 (2025) |
| Deeds & Mortgages | Apr 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 024770A000 |
| Primary APN | 024770A000 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 7,318 sqft Gross Area |
| 1st Floor Area | 7,218 sqft |
| Basement Area | 100 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Brick |
| Roof Material | Built-Up Asphalt |
| Lot Area | 9,999 sqft (0.23 acres) |
| Lot Dimensions | 101 ft deep x 99 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 024770A000 |
|---|---|
| Street Address | 920 1ST CAPITOL DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-2991 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | AB2 |
| Legal Description | PT CITY BLK 256 |
| Legal Subdivision | CITY/ST CHARLES |
| Legal Block | 256 |
| Legal Lot Number | 5 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | LINDENWOOD |
| Census Block Group | 1 |
| Census Block | 1094 |
| Census Tract | 310502 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Midtown Neighborhood Historic District listed 2014 · 537 contributing resources · NRIS 14000885 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: St. Charles County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 920 1ST CAPITOL DR, SAINT CHARLES, MO 63301-2991 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 29, 2012 · Amount on Record |
| Deed Sale | Mar 29, 2012 · Amount on Record |
| Prior Sale | Aug 1, 2000 · Amount on Record |
| Deed Document Number | 2012229440 |
| Deed Book / Page | 5751 / 874 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 920 1ST CAPITOL DR, SAINT CHARLES, MO 63301-2734 |
| Transaction Type | Mortgage |
| Record Updated | Apr 25, 2023 |
| Name | Verified Name |
|---|---|
| Address | 920 1ST CAPITOL DR, SAINT CHARLES, MO 63301-2734 |
| Document Number | 0000013563 |
|---|---|
| Date | Apr 11, 2023 |
| Instrument | 2023R-013563 |
| Name | FIRST STATE BANK OF ST CHARLES MO |
|---|---|
| Type | Bank |
| Address | SAINT CHARLES, MO 63301 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Apr 3, 2024 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $120,163 (-) | $375,513 (-) Land $82,492 Building $293,021 | |
| 2025 | $8,096.00 (+1.58%) | $120,163 (+3.82%) | $375,513 (+3.82%) Land $82,492 Building $293,021 |
| 2024 | $7,970.00 | ||
| 2023 | $115,737 | ||
| 2022 | $361,682 Land $82,492 Building $279,190 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 17 (1980–2022) |
| Claims Outside the SFHA | 3 of 17 |
| Most Recent Claim | Aug 2022 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 630 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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