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  5. 16th St

920 16th St, Rockford, IL 61104 Property Records

Winnebago County property record for 920 16th St, Rockford, IL 61104

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,940 sqft · built 1950
Lot Size0.15 acres (6,534 sqft)
OwnerIndividual Name on File
Last Sale$175,000 (Nov 2025)
Tax Bill$2,018 (2025)
Deeds & MortgagesNov 2025 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN205D571

Property Details

APN / Parcel Number

Primary APN205D571
Alternative APN
  • 1125408005

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,940 sqft Living Area
Gross Area2,554 sqft
1st Floor Area964 sqft
Basement Area964 sqft
Finished Basement350 sqft
Unfinished Basement614 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleCape Cod
Exterior MaterialBrick
Construction TypeBrick
Roof MaterialAsphalt
Lot Area6,534 sqft (0.15 acres)
Lot Dimensions132 ft deep x 50 ft wide
View / LotAlley
Garage TypeDetached
Garage Area280 sqft
DrivewayDriveway
Parking Spaces1 Parking Space
Deck Area96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number205D571
Street Address920 16TH ST
CityROCKFORD
StateIL
Zip61104-3354
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionCHURCHILL PLACE IN E 1/2 SEC 25-44-1 LOT 008 BLOCK 019
Legal Range1
Legal Township44
Legal Section25
Legal SubdivisionCHURCHILL PLACE
Legal Block019
Legal Lot Number008
JurisdictionWINNEBAGO IL
Township / Civil DivisionROCKFORD
Census Block Group2
Census Block2029
Census Tract1400

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address920 16TH ST, ROCKFORD, IL 61104-3354
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 6, 2025 · Amount on File
Deed SaleNov 6, 2025 · Amount on File
Prior SaleJul 3, 2025 · Amount on File
Deed Document Number202529078
Record UpdatedOct 29, 2026

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINNEBAGO IL
Recording DateNov 6, 2025
Property Address920 16TH ST, ROCKFORD, IL 61104-3354
Document Number0000029078
Map ReferencePB 5 PG 22
Instrument DateOct 31, 2025
Instrument2529078
Transaction TypeTransfer
Record UpdatedDec 3, 2025
Title CompanyTULSA ABSTRACT AND TITLE COMPANY, TUA

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$262.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address920 16TH ST, ROCKFORD, IL 61104-3354

Mortgage

Document Number0000029079
DateNov 6, 2025
Instrument2529079
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2055
Interest
Rate TypeFixed Rate
Rate6.49%

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWinnebago County
County SubdivisionRockford Township
MunicipalityRockford City
Unified School DistrictRockford School District 205 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,018.00 (+348.44%)$33,867 (+11.43%) Land $5,758 Building $28,109$101,601 (+11.43%) Land $17,274 Building $84,327
2024$450.00 Homeowner's exemption Senior Citizen's exemption$30,393 (+39.6%) Land $5,167 Building $25,226$91,179 (+39.6%) Land $15,501 Building $75,678
2022Homeowner's exemption$21,772 Land $4,072 Building $17,700$65,316 Land $12,216 Building $53,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 36 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies36 in force
Nearby Flood Claims181 (1978–2024)
Claims Outside the SFHA12 of 181
Most Recent ClaimJul 2024 · Severe Storms, Tornadoes, Straight-line Winds, And Floodng
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds, And Floodng, Jul 2024 · 22 claims
  • Severe Storms And Flooding, Aug 2007 · 65 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROCKFORD
serves 147,051 people · EPA ID IL2010300
Water SourceGroundwater
Last State InspectionJan 2024
Lead10 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 566 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
T-Mobile
Fiber · Fixed Wireless		2,000 / 2,000
Xfinity
Cable		2,000 / 250

May also be available: AT&T, Verizon.

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