920 15th St, Oregon City, OR 97045 Property Records

Clackamas County property record for 920 15th St, Oregon City, OR 97045

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,386 sqft · built 1920
Lot Size	0.142 acres (6,200 sqft)
Owner	Individual Name on File
Last Sale	$425,000 (Feb 2024)
Tax Bill	$1,939 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22E29CC06600`

Property Details

APN / Parcel Number

Primary APN	`22E29CC06600`
Alternative APN	`00561895`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,386 sqft Living Area
Basement Area	588 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Wood Shingle
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,200 sqft (0.142 acres)

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	00561895
Street Address	920 15TH ST
City	OREGON CITY
State	OR
Zip	97045-1411
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3.5
Legal Description	2 OREGON CITY PT LT 1&2 BLK 122
Legal Range	2E
Legal Township	2S
Legal Section	29
Legal Subdivision	OREGON CITY
Legal Block	122
Legal Lot Number	1,2
Jurisdiction	CLACKAMAS OR
Township / Civil Division	NORTHWEST CLACKAMAS
Census Block Group	5
Census Block	5032
Census Tract	22400

Owner

920 15th St is owned and occupied by an individual who bought it in February 2024.

Source: Clackamas County records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	920 15TH ST, OREGON CITY, OR 97045-1411
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2024	Warranty Deed, Transfer · VA Mortgage GESA CU
Jul 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Jul 25, 2017	Warranty Deed, Transfer · Conventional Mortgage ONPOINT COMMUNITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 16, 2024 · Amount on File
Deed Sale	Feb 16, 2024 · Amount on File
Prior Sale	Jul 25, 2017 · Amount on File
Deed Document Number	20245514
Record Updated	Oct 29, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Feb 16, 2024
Property Address	920 15TH ST, OREGON CITY, OR 97045-1411
Document Number	0000005514
Instrument Date	Feb 15, 2024
Instrument	2024-005514
Transaction Type	Transfer
Record Updated	Feb 21, 2024
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	920 15TH ST, OREGON CITY, OR 97045-1411

Mortgage

Document Number	0000005515
Date	Feb 16, 2024
Instrument	2024-005515

Lender

Name	GESA CU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	920 15TH ST, OREGON CITY, OR 97045-1411
Document Number	0000053023
Instrument Date	Jul 3, 2020
Transaction Type	Mortgage
Record Updated	Jul 20, 2020
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	920 15TH ST OREGON CITY OR 970451411, OREGON CITY, OR 97045-1411

Mortgage

Document Number	0000053023
Date	Jul 9, 2020
Instrument	53023

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 8, 2050

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Jul 25, 2017
Property Address	920 15TH ST, OREGON CITY, OR 97045-1411
Document Number	0000050512
Instrument Date	Jul 24, 2017
Instrument	2017-050512
Transaction Type	Transfer
Record Updated	Nov 19, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	920 15TH ST, OREGON CITY, OR 97045-1411

Mortgage

Document Number	0000050513
Date	Jul 25, 2017
Instrument	2017-050513

Lender

Name	ONPOINT COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 920 15th St was $1,939 with a veteran's exemption.

Source: Clackamas County assessment roll, as of October 29, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Clackamas County
Municipality	Oregon City
Unified School District	Oregon City School District 62 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,939.00 Veteran's exemption	$128,377	$434,734 Land $155,044 Building $279,690
2023	$1,716.00 Veteran's exemption	$121,008	$513,872 Land $153,182 Building $360,690

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 920 15th St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (1996)
Most Recent Claim	Feb 1996 · High Winds, Severe Storms And Flooding
Claims by Event	High Winds, Severe Storms And Flooding, Feb 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 920 15th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OREGON CITY serves 33,940 people · EPA ID OR4101511
Water Source	Purchased surface water from SOUTH FORK WATER BOARD
Last State Inspection	Dec 2021
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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