920 12th Ave SE, Saint Cloud, MN 56304 Property Records

Sherburne County property record for 920 12th Ave SE, Saint Cloud, MN 56304 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Lot Size7,151 sqft (0.164 acres)
Last Sale$194,000 (2023)
Tax Bill$2,814.00 (2025)

Property Details

APN / Parcel Number

Primary APN85-412-0480
Alternative APNs
  • 85-00412-0480
  • 42848

Exterior

Lot Area7,151 sqft (0.164 acres)

Location & Zoning

Street Address920 12TH AVE SE
CitySAINT CLOUD
StateMN
Zip56304-1533
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 11, BLK 104
Legal Range31W
Legal Township35N
Legal Section01
Legal SubdivisionEAST ST. CLOUD - BLKS OVER 99
Legal Block104
Legal Lot Number11
JurisdictionSHERBURNE MN
Minor Civil DivisionST. CLOUD
Census Blockgroup2
Census Block2010
Census Tract31500

Owner

Source: Sherburne County records · APN 85-412-0480

Assessment roll updated July 29, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address793 ASTON AVE, SANTA ROSA, CA 95404-6002
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 13, 2026Deed of Trust, Mortgage · Conventional Mortgage
CROSSCOUNTRY MORTGAGE
Aug 31, 2023Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Feb 15, 2022Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
PRIMELENDING
May 27, 2020Deed of Trust, Mortgage · Conventional Mortgage
SHERBURNE STATE BANK
May 16, 2019Warranty Deed, Transfer · Conventional Mortgage
GREAT RIVER FCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 31, 2023 · Amount on Record
Deed SaleAug 31, 2023 · Amount on Record
Prior SaleFeb 08, 2022 · Amount on Record
Deed Doc Number2023961027
Record RefreshedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHERBURNE MN
Recording DateMay 13, 2026
Property Address920 12TH AVE SE, SAINT CLOUD, MN 56304-1533
Document Number0000997552
Instrument DateApr 18, 2026
Instrument2026997552
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

NameVerified Name
Address920 12TH AVE SE, SAINT CLOUD, MN 56304-1533

Mortgage

Document Number0000997552,
DateMay 13, 2026
Instrument2026997552
Lender
NameCROSSCOUNTRY MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueMay 01, 2046
Interest
Rate TypeFixed Rate
Rate6.22%
Initial TypeFixed Rate
Max Rate-1%

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHERBURNE MN
Recording DateAug 31, 2023
Property Address920 12TH AVE SE, SAINT CLOUD, MN 56304-1533
Document Number0000961027
Instrument DateAug 28, 2023
Instrument961027
Transaction TypeTransfer
Record UpdatedSep 13, 2023
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$640.20
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address793 ASTON AVE, SANTA ROSA, CA 95404-6002

Mortgage

Document Number0000961028
DateAug 31, 2023
Instrument961028
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2053

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHERBURNE MN
Recording DateFeb 15, 2022
Property Address920 12TH AVE SE, SAINT CLOUD, MN 56304-1533
Document Number0000937769
Instrument DateFeb 08, 2022
Instrument937769
Transaction TypeTransfer
Record UpdatedApr 12, 2022
Title CompanyRAINS COUNTY ABSTRACT AND TITLE, STEARNS CNTY ABSTRACT & TTL

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$580.80
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address920 12TH AVE SE, SAINT CLOUD, MN 56304-1533

Mortgage

Document Number0000937770
DateFeb 15, 2022
Instrument937770
Lender
NamePRIMELENDING
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2052

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHERBURNE MN
Property Address920 12TH AVE SE, SAINT CLOUD, MN 56304-1533
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000892277
DateMay 27, 2020
Instrument892277
Lender
NameSHERBURNE STATE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJun 01, 2035
Interest
Rate TypeFixed Rate

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHERBURNE MN
Recording DateMay 16, 2019
Property Address920 12TH AVE SE, SAINT CLOUD, MN 56304-1533
Document Number0000871997
Instrument DateMay 15, 2019
Instrument871997
Transaction TypeTransfer
Record UpdatedAug 16, 2021
Title CompanyABSTRACTS & TITLES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$478.50
Amount AccuracyCalculated from Tax
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address920 12TH AVE SE, SAINT CLOUD, MN 56304-1533

Mortgage

Document Number0000871998
DateMay 16, 2019
Instrument871998
Lender
NameGREAT RIVER FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2049
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Sherburne County records · Assessment roll updated July 29, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySherburne County
MunicipalitySt. Cloud City
Unified School DistrictSt. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,814.00 (+36.73%)$192,000 (-) Land $40,000 Building $152,000$192,000 (-) Land $40,000 Building $152,000
2023$2,058.00$192,000 Land $30,000 Building $162,000
2021$192,000 Land $30,000 Building $162,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sherburne County (27141C), updated November 16, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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