Indian River County property record for 920 11th Ter, Vero Beach, FL 32960
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,257 sqft · built 1996 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on File |
| Last Sale | $280,000 (Jan 2025) |
| Tax Bill | $1,883 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Dec 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-39-12-00047-0002-00023.0 |
| Primary APN | 33-39-12-00047-0002-00023.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,257 sqft Living Area |
| Gross Area | 1,657 sqft |
| 1st Floor Area | 1,257 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Custom Design |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 9,148 sqft (0.21 acres) |
| Lot Dimensions | 115 ft deep x 70.4 ft wide |
| View / Lot | Interior |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 540 sqft |
| Porch | Open Porch |
| Porch Area | 194 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 920 11TH TER |
|---|---|
| City | VERO BEACH |
| State | FL |
| Zip | 32960-4385 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-6 |
| Legal Description | COLONIAL GARDENS PHASE II BLK B LOT 23 PBI 14-4 |
| Legal Range | 39E |
| Legal Township | 33S |
| Legal Section | 12 |
| Legal Subdivision | COLONIAL GARDENS PHASE II |
| Legal Phase | 2 |
| Legal Block | B |
| Legal Lot Number | 23 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 50602 |
920 11th Ter is owned and occupied by an individual who bought it in January 2025.
Source: Indian River County records, as of April 15, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 920 11TH TER, VERO BEACH, FL 32960-4385 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 27, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NEXA MORTGAGE LLC |
| Dec 7, 2017 | Warranty Deed, Transfer TREASURE COAST TITLE SETTLEMEN |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 31, 2025 · Amount on File |
| Deed Sale | Jan 31, 2025 · Amount on File |
| Prior Sale | Dec 7, 2017 · Amount on File |
| Deed Document Number | 20255043 |
| Deed Book / Page | 3752 / 772 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 920 11TH TER, VERO BEACH, FL 32960-4385 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 920 11TH TER, VERO BEACH, FL 32960-4385 |
| Document Number | 0038472308 |
|---|---|
| Date | Mar 27, 2026 |
| Book Page | 3847/2308 |
| Instrument | 3120260014168 |
| Name | NEXA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | MESA, AZ 85212 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Dec 7, 2017 |
| Property Address | 920 11TH TER, VERO BEACH, FL 32960-4385 |
| Document Number | 0030760197 |
| Book / Page | 003076 / 000197 |
| Instrument Date | Nov 30, 2017 |
| Instrument | 70271 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | TREASURE COAST TITLE SETTLEMEN |
| Amount | Amount on Record |
|---|---|
| Tax | $1,085.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4100 N HIGHWAY A1A #323 HUTCHINSON ISLAND FL 349498345, 323, HUTCHINSON ISLAND, FL 34949-8345 |
The 2025 property tax bill for 920 11th Ter was $1,883.
Source: Indian River County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,883.00 | $150,210 | $243,333 Land $28,129 Building $215,204 |
| 2023 | $1,527.00 (-0.84%) | $141,725 (+3%) | $237,913 (+16.04%) Land $28,129 Building $209,784 |
| 2022 | $1,540.00 | $137,597 | $205,022 Land $28,129 Building $176,893 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 920 11th Ter in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 46 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 46 in force |
| Nearby Flood Claims | 3 (2007–2024) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 920 11th Ter is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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